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For everyone who’re interested in improving their personal finance and investment. No question is silly, ask them
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I wish to invest 2 lac rupees which I have in lump sum, considering current scenarios please suggest where to invest - FD / Gold / Equity?
Thanks

Is it good to buy gold bars as an investment?
Notes: do not wish to go for SGB as it is locked for a tenure.

Hi All,
I would like to plan my fire number and at the age of 32 , married with 2 year old son.
Inhand salary combined- 3.5L
Current expenditure per month including home loan emi around 1.5L , MF,PPF,NPS investment 1.2L per month rest all money … more

likefunny

I want to build my house and we already have a plot/land. I have around 9-10L in savings account. My in-hand is 1.1Lakh per month.

What would be the cost of building the single floor house in a small town (But di… more

can i invest all money in single flexi cap mf?

like

I needed to grow my money urgently (let's say a yr) to meet some of my short term goals. The only way suggested to me is trading but I have no knowledge of it. Can someone advise any good broker w… more

Hi All,
Can someone suggest some good term insurance and how to choose one?

Wanted to know if my investments are good enough. Started way back in 2026with 4 K SIP, scaled to 40K last month where I started 10K in HDFC Defence

Is HDFC Defence (10K SIP) good to invest

Post Photo

Hi CAs,

ITR Query

As I paid 1L interest on education loan so my current employer approved the deductions under 80E.

However, the deduction amount mentioned under 80E is 2L basis the pre-filled information in ITR. <… more

Hello sharks !!
I need a suggestion.

I require a 15 lakhs of personal loan . The rate of interest is 11-13 percent as of now which might increase based on repo rate change.

I have two options .
1. Take 15 lakhs of loan and do p… more

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I am a salaried employee and get time on weekends only and i want to generate multiple sources of income. Can anyone please guide me what i can do

Does anyone know how to start investing in REITs in India? Please let me know.

Been 2 years now since I am investing in MF. How does the return look like? Good, bad, average?

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What is the best health insurance in Market?

Hi all
The last date of filing your ITR is 31st July.
DM me if you need any help in filing your ITR.

Alert - You might see a lot of messages on social media claiming that we will get your 100% refund.
Pl… more

helpful

Age-29

Monthly income-1.5L cash, 18k PF deposited by company.

Monthly SIP- 50k
Monthly Expenses- 60k
Sending Home - 40k

Total Corpus as below - 44L
Equity- 6L
MF- 27L (Index, Small, Mid & Multi asset)
EPF- 6L
NPS- 2L
FD- 3L
<… more

likefunny

Please like to enable personal dm, thanks!

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If I take a salary advance loan from my work, will it be added to my income? Interest is 0%.

Hello Guys,

Need suggestions. If i want to invest for suppose for next 3-5 years. What's your take on investing in small cap mutual fund.
I am planning to start sip and maybe also add amount in lumpsum fe… more

.

Age -32

Monthly Income - 2.5 Lac Cash and 35K PF deposit by Company, 4 Lac Annual Bonus

Single earner in Family

Monthly SIP -1.1 LAC

Total Corpus - 1.6 Cr as below
Equity - 45 Lac
MF- 16 Lac
FD - 38 Lac
EPF - 18 Lac
Cash & Bank Balance- 26 Lacmore

likesmart
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Is term insurance for real?

Do you all know any genuine case where husband/wife died and his spouse got paid through term insurance without any hassle?

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Hi All, am working as a Senior Project Manager with 15.9 years experience. Please provide me the market standard CTC for this designation and experience

How can I start SIP?

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Hi, I need a financial advance.
My salary will be 1 Lakh soon, but I have no idea how to manage it.
I hardly have any personal expenses and also don't need to contribute for home expenses.

I will be turnin… more

like

Hi folks,

I am 32 M, unmarried and I have been investing for 4 years now. I have been strictly investing 50k every month altogether in MF, NPS, PO. I have a running health and term insurances of 2 crore each.

My q… more

How much money is required to FIRE in Bangalore? My current NW is 6 Cr. I'm targeting to reach 10 Cr by the age of 40. I'm currently 35 yrs old.
Is 10 Cr sufficient to FIRE in Bangalore provide… more

smartfunny
like

Guys, I need honest suggestions.
Is it still a wise decision to buy a flat or plot in Bangalore?
Currently I own a spacious 2 BHK (1350 sq feet) in Bangalore and an ancestral home in my native.
I invest in MF, Stoc… more

like

My CTC is 18 LPA. Should I opt for Old or New Tax regime?

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Please share your advice and guidance.
Hi All, I am an IT professional with 3.3 years of experience.
Stock Portfolio Amount invested - 12.7 L
Swing trading capital - 1.6 L
Education loan EMI - 9k per month
Started my caree… more

like

Which tax regime I should go for ?
My gross salary is 11Lpa per year ( including variable pay).
I have invested 1L in FD and I am paying 50k per year health insurance to my parents.(Less than 60 years o… more

like

I heard that a few are randomly getting income tax notices in the recent times.
Has anyone got notice from income tax for ITR filed last year?

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