Hi all,
Need some suggestions.

I am starting to build my emergency fund and a holiday fund.
Holiday fund to keep saving for my trips.
I travel to my hometown once every quarter which equals to around ₹20000 in expenses
My in hand salary is ₹1.1 L post tax. I plan to allocate ₹20000 to EF and ₹5000 to Holiday fund (HF) (agree it cannot fully fund my quarterly trips but can help to some extent ).
Can anyone please help with suggestions on how to park my amounts to build corpus for EF and HF

What’s the salary band for a Director level for Big4 in New York? I am moving there and need to negotiate salaries

When do we get salary ?
Last day of month?

Is it worth becoming certified in compensation? I have 5 years of benefits and my new employer wants me to move into Total Rewards. Is this a better career move than just remaining in Benefits?

Hi all,

I got offer from below company please provide your suggestions which one is good. All are offering same Salary.

Java backend developer
1. Coforge (client -HSBC )
2. HCL (client - Conduent)
3. Ezetap by Razorpay
4. E-zest solution
5. Algoworks
6. Egencia by amex

Random question for anyone who has ever exchanged/gotten a replacement away travel suitcase. Is there any flexibility to get a different color? My interior zipper broke and I stopped in a store to ask if they do repairs and they said to bring it in and they’ll just replace it. I wouldn’t hate switching the color but feel weird asking for some reason

2 weeks unassigned in may. Can I use PTO for those 2 weeks even if I haven’t accrued it yet? 1st year, and what are the cons of two weeks off? Like utilization. Etc

Hi People,
Please give me a rough estimate on how much hike we can expect in my annual salary revision. I expected 8LPA when I joined. They gave me 5LPA with a promise of revision in 3months after joining. They inc it to 7.75LPA after 4m and during appraisal cycle gave 25k 11months to make it to 8LPA. In Oct my hike is due, so I would to like negotiate my hike. Please let me know how much I can ask for.

Can anyone shed some light on what the average salary of a SAM is in a life science agency (medical communications/education)?

Can you share first year salary for midsize firms? I'm in NJ, but curious to hear other markets. Also billable targets? Thanks!

Desi folks - question on travelling outside US while you're on L1B visa. I have my valid visa stamp till 2022. Do any of you know if we can travel to India in Dec and come back in Jan? Or is it affected by the Trump executive order that was passed in Jun that said non-immigrant workers can't enter the country till Dec 31? Just wondering if I leave for holidays, will I not be allowed back. Any sort of clarification you might have is helpful. FYI - I was in US before that June ruling came out. Thx

What's your absolute favorite dinner spot in Chi-town? I'm willing to travel, but I'm moving soon so want to hit all of the greats I haven't been to or didn't know about.

💲For those who DON'T think a six figure salary is possible:

👉Just ask for it. Really, you would be surprised. Might be easier to switch to a new company and ask. I did that 3 years into my career.

And 🛑 wasting your time at a company that under-values you severely. Sometimes switching companies every 2 years or so will allow you to keep raising the bar for yourself.

Hi fishes,

Need an advice.

I am a Senior Salesforce developer with 4.8 YOE. I have offers from-

1. EPAM (X lakhs fixed)
2. HCL technologies ( X lakhs fixed + 2 lakh variable)
3. KPMG(KGS) ( X lakhs fixed + 1 lakh joining bonus + performance bonus)
4. Coforge (NIIT) ( X +4 lakhs fixed + 1.5 lakhs variable)

Which company should I join considering
a. WLB
b. quality of work
c. overall company policies
d. annual appraisals

Please share your opinion based on your experiences.

Guys what is this impact training and bonus at citiustech
I was not offered this impact thing in my offer letter is it only for freshers ?

Hi,
What salary is offered in SAP LAB for SAP ABAP with BTP skill with 8+ yrs exp?

Hey Fishes

I will be joining Barclays Pune office in December.

I just wanted to know about salary account, do they need account in any specific bank or any banks old account would work?

Do you find your flexibility is exploited now that travel is banned and you're working from home? Specifically tech consulting I.e..
> 50-60+ Hours a week
>10+ hour days
> Regular weekly nights/weekend/on-call

Which is the best consultancy or agents for Canada PR ?

How dangerous is crown heights these days?

Any McKinsey consultants in the Provider Improvement domain here? How’s WLB? Still remote? How many hours per week are you working?

What’s the best 30-90 plan when you start as a SE to differentiate yourself from your peers?

Where do analysts in SF / Bay Area live?

Any consultants in Chicago working in the social impact or sustainability that want to connect?

Any good ETFs to invest Roth into?

Hello BAs what are you all doing to improve your work products and stakeholder experience in these covid times

Re-read House of God recently. Medicine is absurd as it ever was!

Where to go with kids and grandparents during cold season in Chicago or Northshore? Moved to Northshore recently with 2 kids and parents visiting soon.
1. Restaurant recommendations.
2. Play areas.

Bets videos on YouTube to learn to sell covered calls

How many project rejection are normal in nagarro. I have been mapped with different stack due to which have been rejected twice for proposed projects.

I’m a 9th year in a mostly litigation-based practice group at a one-tier partnership firm. My group’s billable hours have been low the last few years, so making partner will be nearly impossible, and a counsel position is not viable long-term in my group. What’s the best option here if partnership is the ultimate goal? Try to get a NEP/counsel position at another firm, which is likely difficult in my market, or offer to take a class cut by a few years?

So. MBA from a top 20 program (if that matters), working in the southeastern US with 10 years experience in private practice and hospital administration. Salary thoughts?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

How t save tax for 9 lpa salary. Can anybody help me out.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !