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Hi Guys, need help from you
I interviewed for tcs for SAP function Consultant and cleared technical as well as managerial round on same day. Next day I received mail from HR that I have been shortlisted and require to submit all the documents.
My CCTC is 21 LPA ( 19 fixed) and I put my expectations as 27 LPA (30 percent hike on Current CTC), YOE- 5.8 years till now and then need to serve 3 month NP ( till joining 6 years)
Which designation should I ask to TCS HR?
Mad CTC can I expect from TCS?Tata Consultancy
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Generally Life insurance value is decided based on Human Life Value. First thing required are your current monthly expenses. Next weather you have any loans or not?
Life Insurance Tenure:
Generally it is required till your kids/dependents (if you have family) become dependent or start earning. Usually, that happens around age 60/65 for most people.
Buying till higher age is recommended when you want to leave inheritance for your children after you die. Then take highest age available. you will get term life for 50 yrs max that's till age 80 for you.
Riders:
Better to take PA cover seprately that's more economical.
You may contact us at Vikas@ciis.in for further queries and suitable product recommendation.
I am a FPSB certified Risk And Estate Planning specialist.