Is it safe to invest in small finance banks like Ujiivan or the other banks which Stable app provides for a period of 3-4 years? They give around 7-8% returns is what they claim... Don't want to invest in equity now as I might need it in 3 years

Hi Fishes, working in TCS, Help me choose below option.
TCS giving USA onsite, ~80k USD ( H1B was expired, came back to India, still 3 years left, have approved H1B extension, not stamped yet) - CCTC - 9.25L
Infosys 24L (21-F,3-V)
JPMC - 28L Fixed.

Would it be possible to use my H1B in infosys/JPMC in future.? I don't have new H1B extension docs with me. Can H1B employer be changed in india ? Infosys JPMorgan Chase

What might be a better career path?

1) KPMG Data & Analytics - Tax Ignition

2) FTI Consulting - Corporate Finance: Restructuring

Both are above 70k in salary in MCOL

Im leaning towards KPMG... both would be right out of college, entry level.

My current company is “taking me off payroll” but instead of laying me off or firing me, are fully expecting me to take up an hourly contractor position for $30/hour with no specified time or guarantee of hours. How do I respectfully tell them no?

What is the typical annual bonus for an MBA associate @ McKinsey in London.
I’ve heard it ranges from 5-20% but it seems too vague.

How do referrals work?
If I get a referral from someone and I apply, then can I still reach out to a recruiter on LinkedIn expressing interest in the role? And do I let them know that I already applied? I’m sure they get tons of messages so I want to write something that won’t be overlooked. Any advice is appreciated:)

Any teachers who work at a full time virtual school? Would like to see more posts for this environment with tips, suggestions, resources, etc.

Anyone ready for NYC gathering?

How do you deal with imposter syndrome? I'm a new therapist and I work with a bunch of women who have been doing this for ages. They're all really sweet, but I can't help feeling like I'm way out of my league. I mostly see younger clients which I guess works in my favor, but I just feel like I'm totally incompetent compared to the women I work with.

For appraisal in jan, employees who joined after which month will be considered? I am joining citi in feb. Will i considered for next year appraisal cycle??

Have a query if I get 2 opportunities from VMware and interview is on 2 alternate days how will it determine for which role I will be selected if I clear both.

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Do you tip all of your front desk staff the same amount for the holidays? Or… pick favorites?

where did fauci go?

Happy Cinco de Drinko y'all; on this day in history, we celebrate France getting dunked on so hard that the US celebrated for over a century until Mexico eventually followed suit.

What other cities/states have indoor masks mandates as restrictive as Chicago, IL? Especially in high schools with 98%+ vaccination rate?

I am on a career break looking for domain transition into Analytics. More than one year I am not having job. My previous experience was of 1 year and 9 months in Content Engineering not experience of Analytics. Please help me.

Rings of Power makes me appreciate Peter Jackson even more. Holy F this is a disaster for Amazon, even Hobbit movies are better than this

Best app to track expenses?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

How t save tax for 9 lpa salary. Can anybody help me out.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Can any one tell me, how to invest in quant mutual fund through it's website?

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.