I’ve always preferred safe and steady investments over risky ones.
Fixed deposits, PPF, and debt mutual funds have worked well for me so far.
Curious to know what’s your go to option when you want low risk but decent returns?

Hello fishes, what's the salary range for grade 6 in Cisco?

Thanks in advance

Got an offer for "Insights Factory" team at Senior Associate level in PwC AC Bangalore with 3.5 years of work experience. Got an offer of 18.7 with my previous being 12. Am I being low balled here?

Need inputs from PwC AC Bangalore folks.
Profile: MBA from Tier 2 college.

Also inputs about "Insights Factory" team would be helpful. Name Sounds bit cheesy.

Where is VMware Pune office located? Showing different address on Google and on website.

Also please suggest some locality to search for flats/pg near by.

Hi 🐠@Morganstanley

Is there any time limit to avail relocation amount . I joined recently but currently working from home . Not yet planned to return to the office . So I just wanted to know if there is any time limit before I should get it or I will get the amount whenever I relocate.

Can I renegotiate the salary in hcl tech I am getting 2L more in another company( fixed) . What is the probability of increment of salary.
Position :senior tech least
Yoe:6.5
Salary now:17fixed

“The copy needs more modern slang young millennials can relate to. It isn’t jiggy enough right now."

I can’t go back to an office. I just can’t.
Anyone with me?

How to know the GGID for checking final settlement payslip

A good company to work for on a small scale not much issue

How do I make millions?

I know this is the DC bowl, but does anyone live on or near Georgia Ave in Silver Spring? I’m moving across the country to the downtown silver spring area and am considering moving into the Thayer & Spring building. Can anyone give any insight on the noise level?

If Arya Stark from GOT worked in advertising, she would be a strategist...

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

How t save tax for 9 lpa salary. Can anybody help me out.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here