Personal Finance:

Did someone really have done SWP through mutual funds. Pls share with me the real case of someone who is doing so or yours.

Hello All - looking for links, resources , samples on interview prep/practice for sales , account management, partner management, practice management at FAANG companies like amazon, google, microsoft

Checking in, how is everyone holding up?

having some period like bleeding (less than moderate bleeding) at 11 weeks with no cramps. my doctor can’t see me until next week. have any of you experienced this with a normal pregnancy and proceeded to carry to term ? nipts was all normal.

Just a heads up- Jewish New Years starts tomorrow night, Yom Kippur is next week followed by sukkot. This period of time can be very stressful for Jewish colleagues who are trying to balance work, family and religion. Please be conscience of their schedule. Their schedule might inconvenience your team but they are sacrificing a lot too…

How is the Strategy team at Wieden + Kennedy?

Best consulting firms for PE work (CDD,Value Creation)? Looking for the best firm for exit ops to PE ops eventually. Thanks!

Are there any health care start ups out there that have reached a level of stability with fairly regular work demands/hours? A good WLB would be not exceeding around 50 hours per week generally. I want to stay in health innovation but worried I’ll have the same experience at my next start up as I’m having now. Help!!

I have a manager meeting post PIP on Friday. I worked really hard but feels like the manager still isn’t happy and I might be shown the exit. I had filed for short term disability for extreme stress due to hostile work environment which will likely get approved on Monday. What’s the best move for me? I am thinking take Friday off so the manager meeting gets pushed to next week when my leave is already approved?

What is the salary and bonus range for AVP at Citi London?

How does getting salary info on Fishbowl actually work? The reason I joined was because the video showed people looking at their salaries… But it looks like a lot of people are posting asking for salaries, and nobody is responding to them.

Looking for junior level producer to join a kick-ass team at a new agency launched in 2020 within a well known tech Brand. Great opportunity for someone with an entrepreneurial spirit, w/a few years of production experience, looking to learn how to make tv spots, online videos, social content and radio spots. Should be able to handle multiple projects at a time, be willing to roll up sleeves and wear many hats. Agency is all remote for now but offices will be in Soho, NYC. DM for more info.

SO said he couldn’t receive letters during Ranger School, but finding info online that I can send. Any insight? Maybe he doesn’t want the distraction?

Is it concerning if a recruiter is dancing around giving you an offer? or is it just busy bc of Q4, coordinating teams, start dates, and covid?

Hi Fishies!

Is anyone hiring for senior level roles for forensic data analytics?

Hi All! My team is hiring an Internal Communications Manager. I work for a Corporate Real Estate Company serving a great client in Atlanta. Location is Atlanta based preferred but remote will be considered as well. Let me know if you are interested and if you have any questions. Would love to connect and refer!

Does the current GSAP agreement say that if you intern at another consulting company it 100% certain that sponsorship is lost? Or does it say “may” impact sponsorship?

I’m reading a GSAP letter from 2018 and in this version it says “may impact”

Does capitalOne allow to work from UK for a month?

Is it better for a startup to outsource the recruitment to a recruitment agency? Or doing the the recruitment all by themselves?

If an individual resides in CT and works in NY can we serve them in NY?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

How t save tax for 9 lpa salary. Can anybody help me out.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒