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For everyone who’re interested in improving their personal finance and investment. No question is silly, ask them
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Is it wise to purchase any gadget on a no cost EMI using debit card ? Explain the pros and cons

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I have to invest 1.5L as SIP montly. What will category suggestion for next 3 yrs?

Note : insurance , emergency, house all already taken care.

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Hi Fishes,
I have 5 lakhs and holding it to invest from last 2 months. As the markets are all time high. Should I wait till election end and start investing into equity in small chunks? Please suggest

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Is anyone else received small amount for SGB investment in there account today apart from regular 2.5% interest.. if yes .. what it is??

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Anyone needs CRED MINT INVITE to earn 10.5% interest on investment from limit ₹0-₹10 Lacs for 2 Years. As it's invite only and needs to be referred by existing CRED MINT members. DM me if anyone is interested!
I'm an… more

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Is there any way to invest in the US market directly and how much is the tax?

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How is investing in real estate investment trust in comparison to mutual fund?

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anyone investing in wint wealth based bonds? is it safe?

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Does competing offers check by internal auditor of company when HR audit conduct because i had edited competing offer and sent it to HR. Later i found that screenshot is showing if someone clicking on the … more

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if i have a loan of 20 lakhs at 10 interest rate ,emi is 20k , is it good to pay 70k per month to emi or pay 20k emi and invest 50k in mutulfunds to pay off loan at the earliest, considering mutual f… more

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Hi all,
Which bank is offering high interest rate with 0 penalty for premature withdrawal ?
Paytm bank used to give but its going to shut down it's services soon

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Hi Fishes, I got Cash Application HighRadius Project from Genpact . Can anyone tell the growth and other exposure in this field /domain.

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I am 35yrs earn 2L per month. I got ~1cr into a balanced investment (PPF/NPS/Equity/Gold), a debt-free Home, no loans, and a working wife earning ~25K per month. No dependency - my family and her family, our Siblings are fin… more

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HDFC is offering me Millennia CC. Can I opt for it?
Currently I have LTF Amazon pay icicicard

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I'm planning to buy 2BHK flat in pune(decent locality) and it would cost 1.03 CR..The possession would be Dec 2026..Looking at my current financial savings, I have 50L savings and I'm planning… more

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Anyone with ICICI savings account?

What kind of debit card we get when we open a savings account? I had salary account earlier which was converted to savings later on. I had upgraded to coral debit car… more

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Hello Fishes, I am earning around 2.5 L per month, I am planning to buy a 2BHK in Bangalore and it will cost around 1 Cr.
Right now I just have 15L in my account, Would it be a wise decision to take pe… more

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Hi fishes, I need some financial help
Im 28y with 5yoe I earn 1.3 lakh pm
I have to take care of my family mom dad 2 sisters and wife and im having a baby
My expenses are below
1. 26.5k emi pm to personal loan for 4 years
2. 15k I send it to my parents<… more

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I am looking for lifetime free credit with maximum benefits based on corporate tie up as I am Akamai employee ..Please suggest best options available.

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Guys, shower me with your opinion

a)60 lakh plot in my hometown , Tier 2 city indore
Or
b) 60 lakh flat in tier 1 city bangalore where I work, so it will help me in saving rent as well

Which is better ?

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I invest in Mutual Funds through Groww app and want to change my bank account through which payment is made. Is it possible to change the bank account?

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Hey guys! Does it make sense to invest in a large cap mutual fund and flexi cap at the same time?

I am looking to invest in a large cap and wanted something additional to that as well.

Also, I have a l… more

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Do we need to pay income tax as well on the equity profits(Stocks/Mutual funds) or only the capital gains tax?

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Can anyone please suggest good 43 inch smart tv to buy ! Shall i go for brand like Samsung sony LG (30 to 40k) - i hope these brand products will withstand atleast 5+ years OR Shall i go for Tier 2 brand like (MI Acer VU TCL..)Samsung Sony LG Electronics Incmore

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I have a possession of gold jewellery worth 12 lacs. How can I make use of it to finance a house or some other thing, rather than keeping it idle?

Or what is the best way to put it to work?

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I am a Chartered Accountant with 8 Year’s of experience with CTC of 45 Lac. Currently working in Mumbai in a leading MNC. Just want to ask fellow finance professionals and CA in industry that am I pai… more

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What are the TOP valuable CREDIT CARDS in the Indian market ?

I had almost 20 cards, then I reduced to 7 Most premium ones.

Still please provide your inputs on MOST Valuable credit cards as per your personal experi… more

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Which bank gives more benefits for salary account holders and which type?

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I have two home loans of 25L at 8.5(fixed) and 50L at 8.4(floating) each for 15yrs. i also have corpus of 40l invested in market, should i repay my loan to max or keep money invested ?

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Is there a limit to how many term insurance plans we have and the overall cover?

Can I have 2cr cover from icici prudential and 2cr from max life?

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Dear Credit card users,

How best can we use credit card?

What's your experience to share with new users .

Post Photo
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Off topic

Am planning to buy washing machine .
Semi or Full automatic (7kg)
Please suggest which one is best?

I shortlisted :Samsung fully automatic front load(17k)
If semi means whirlpool (10k)

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Hi Fishes
I have accumulated one apartment when costed 40L in 2019 in tier 1 city, a plot worth 25L in 2023 in tier 2 city, and savings worth 1 cr (including pf, ppf) out of which 65% is in equity. And… more

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Hey folks,
I have been a profitable trader for a few years now.
(Ex- I made 100% ROI on my total capital last FY) .
I recently started managing other's account as well, those who have a certain capital and risk appetite.
more

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Hello All, is max life term insurance good? Any red flags to check while buying term plan?

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Today i tried to collate reimbursement invoices to submit at my workplace /company.

A Nationwide famous courier agency told me we dont give gst invoices, you need to pay more to get the gst invoice.

I asked brokerage invoice t… more

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