I am 37 yrs old and have managed to save and invest about 40% of my salary across 8+ yrs now. Current value of all types of investments is about 1.4 cr. Is it appropriate for my age or am I falling short? I feel the latter, but want to hear from experts/ experienced. Thanks.

How do i find out if I will be happier divorced or more unhappily staying married. 2 kids; 2 & 4 YO. They don’t hear the arguments after bed time and don’t understand the bruises yet but I know it’s just a matter of time. It would be so much harder not seeing my kids everyday than living with the pain, loneliness and lost friendships. But I’m tired. And so sad. Lost. So alone. Does anyone have something that turned it around? He changed? You changed so he did? Ayahuasca retreat maybe?

Former consultants, is the life on the other side really so bad?

New to Dallas - recs for a GP/physician? I’m in UP so downtown to Addison, tollway to 75’ish preferred.

How often do you cry at your job? I cry usually one day a week triggered by stress/overwhelm but want to know if this is a typical response

Has anyone noticed an uptick in resignations recently? 3 seniors in my office quit last week.

How to find your legal team/ help? I am working on and iOS app and there are some legal areas I need straightened out before I sink anymore money into it. Where is a good place to find legal help

Any thoughts on food (fast casual) and/or lifestyle franchises that are at present, underrated, but well position for growth in the next decade?

What is a ideal SDR salary in a growing SaaS based Startup in Munich ?

Hi folks,

Looking for a reference in Mckinsey having 7 years of exp in digital currently working as engagement manager. Any reference?

At an in-office happy hour I once had a coworker shout out loud that she doesn’t trust people who do not drink upon discovering I had OJ in my champagne glass. #rude #IdidntGiveAfuck

Dear folks,

How is the dell interview? Can anyone share his/her views? Technical- Python, Yoe-4 years.
Thanks in advance.

I started a new job recently and then had my PTSD seriously triggered, plus a panic attack. Felt so on edge and low on emotional resources for over a week that I wasn’t myself and apparently really rubbed a few people the wrong way so I was called in for a talking to 😣. I let people know there were some personal things going on, but didn’t mention the PTSD—very unsure if that’s something to share, or if I’d be judged for it or... I don’t even know. Has anyone else dealt with PTSD and had it impact them at work, and how did you handle it?

Do you have any book/video/whatever recommendations for how to be a good manager/lead? I'm trying to make the transition and get more responsibility

Should I sell my Tesla stock and go all in on Rivian?

Can you please suggest which one is better among logicmojo vs learnbay for Data Structures and Algorithm Instructor led course?

Please share your experience if any.

My girlfriend and I have been in a long distance relationship for 8 months now. We talk every single day online and recently I went to visit her for around a month. It was great and it seemed like the relationship was stronger than ever. But one week back after visiting her, I felt a strange detachment from her and our conversation topic got repetitive and stale quick. Any advice?

Walking home from the office today, I walked past an AE store. Walked in on a curious whim and I accidentally bought a new pair of chukka boots. Can anyone relate? 😂😩

What does it mean when the recruiter talks more?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)