Hello Fishes,
I am 28 & unmarried right now, currently I do not have an exiting loans. Please review my portfolio and let me know, how I am doing financially and how can do better? Thanks in advance.Tata Consultancy Infosys Cognizant Accenture HCL Technologies Tech Mahindra Mphasis LTIMindtree Oracle

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Is BRK-B a buy right now?

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Looking for a new credit card - currently use Apple Card as my daily. It’s ok. Interested in Chase Sapphire Reserve, but unsure the annual fee is worth it without being able to go to restaurants or travel a ton. Suggestions?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Anyone who sends some money monthly to their parents in India? If so, how much $/month. I send $2.5K each month but trying to figure out if there are better way to invest that sum here in the US than just to put that money in a Fixed Deposit in India.

New to preferred stocks.. any recommendations on what companies to watch out and invest in

Can I survive on £26,300/yr in Belfast?

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Does anyone ever feel like they are wasting their 20s? To be honest after rent, student loans, and 401k/savings I really don’t have any money to do anything (travel, hobbies, etc)

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

Hello fishes
Need 11 likes to enable DM
Please help🙏
Thanks in advance 😊

Hi Friends,
What is the average salary rage for Principal Engineer in Verizon. Thank you

Novice question, do CTA day passes expire on the date you purchased them? Or can I buy multiple ones on the same day and use them in the future?

Has anyone found a way to automate salary certifications?

We get about 3-5 requests daily to fill out salary certifications for our employees in EMEA.

At the moment, we have to do all of them manually. We open a pdf, then open their employee file and plug away. It's tedious and time-consuming, but the banks I found won't accept an internal salary certification for some reason. They're adamant about using their form. Has anyone come across this?

Random question for anyone who has ever exchanged/gotten a replacement away travel suitcase. Is there any flexibility to get a different color? My interior zipper broke and I stopped in a store to ask if they do repairs and they said to bring it in and they’ll just replace it. I wouldn’t hate switching the color but feel weird asking for some reason

What is a good way to enter into health informatics with a degree in health service administration?

What should be the salary of a senior seo manager at a decent sized agency in Toronto. I am being offered 110k base + 20% bonus for hitting retention and revenue targets.

I have 8 years of experience in SEO, SEM and paid social

After HR discussion after how many days Hr release offer letter?

Email on your phone. Why do you or why don’t you have it? Pros and cons?

Employee perks/discounts at RSM?

I’m so f*cking scared of fucking something up, getting fired and then being unemployable…

McK/Bain fish, do you guys get free leatherbound notebooks?

Anybody know the starting salary for a second year associate at Gray Robinson in Florida (not Miami if that makes a difference)? Thinking of a lateral in and want to know what I’d be working with. Bonus structure? Minimum billable req.? Bueller?

Thoughts on Residuals clauses in NDAs? (Ex.: X will be free to use and disclose for any purpose the residuals resulting from access to or work with Company’s Confidentjal Info.” Refers to ideas, concepts, techniques retained in the memory of people unaided by CI. Do you strike?

Hi folks,

My current project is discontinued by client, so I’m on bench now. Im serving notice period and only 40 days are remaining. I asked HR for early release me but they denied, saying its our policy to complete NP

Is there any possibility to get early release? Whom to I contact?

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

How t save tax for 9 lpa salary. Can anybody help me out.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide