Hello Everyone pls suggest,
I have ₹2 lakh available for investment. I don't want to put it in mutual funds or equity. I've already invested ₹3-4 lakh in physical gold. Should I add more into physical gold/coin, or are there better alternatives?

Anyone here start out in PA and leave to go to law school and come back? I’ve been contemplating leaving and going to law school for years. I have 3 years of advisory experience primarily in financial services/ tech implementation/ and restructuring. Bs Accounting with a 3.2 gpa MBA with a 3.89gpa. Would love to hear advice on what I should consider.

There has to be a point where focusing on minute details generates diminishing marginal returns.

Hello!
I am an LPN working for a school district.
I am located Northern Illinois. I am currently making about 34,000 yearly. I am wondering what other LPN's working for a school district make in this area or even in Wisconsin.

Just got a pair of Bose quietcomfort noise-cancelling headphones. Maybe the best purchase of my adult life. #gamechanger

Folks who use dog walkers - how much do you pay & what’s your city? What’s a fair price?

Hi Fishes.
Could you pls help me with the below?

My CTC is very low . Approx = YoE (4.5).
I'm currently nominated for H1b 2023 and the process is pending with USCIS approval after lottery. Heard that the H1B process would take months to get completed. Is it worth waiting for the process to get completed or should I make a switch . Kindly pour your suggestions .

Why do people enjoy being an MD? I can’t wrap my head around it. Please enlighten me.

Hello folks, recently moved to industry from consulting. In my previous company, we had teams who formatted PowerPoint presentations. Suggested the same to my manager in my new job and he is keen to explore an outsourced model. Are there any companies who do this - creating, formatting, polishing PowerPoint presentations? Suggestions welcome.

How do you build a network with recruiters? Where do they reach out most - LinkedIn? Trying to plot escape plan

Hie folks ,
I applied in Bosch India through there website, the application says in progress since two weeks should I assume I will not hear from them . Or should I reach out to them . Does it takes this much time to get a reply

Okay so, its been a while since I've been seeing this in Linkedin:
The Job requirement says its Entry Level, but the experience it requires is always 6 year+... like how would a fresher match that.. should I've started coding at 6th grade or what?

I understand that it's a way of "SEO" in LinkedIn but it just discourages us freshies.

Actually not sure if this post belongs in this bowl but.. it is what it is?
P.s. I still apply to these because what's the worst that could happen... right?

A sleepy summer Sunday watching the end of a great test cricket match, grabbing a beer with friends and glorious weather. Honestly it is the first day since covid that life feels normal for me

Hey all,

YOE - 6 Years
Tech - Frontend Developer (Angular)

I have offers from 2 companies, same pay and almost same benefits.

Software AG (GCS Department) - work will be on Agile Apps (No Code/Low code)

Larsen & Toubro Infotech - Work will be on a client (Schneider) project

Which one would be better?
Please help

Does PHR certification help in India, as this is globally recognised how much valuable is this currently in indian job market.

Do we got some good offers or its another certificate just to add to CV after so much of investment & time I don't want to get this wasted !!

Need suggestions ??

What would you all say are the best consulting firms to work at in the federal government space? I’m not sure how many “prestigious” firms (like MBB) have a significant federal practice at all.

moved from inside sales to an outside role...any tips on suit care during travel? What do you do with your jacket if you are traveling same day as a meeting?

An agency I freelance for wants to hire me full-time. They told me for a Sr Copywriter, 100-110k. I countered with 125-150.

I also said I'm interested in a higher-level title - I currently freelance as a Creative Director of Copy elsewhere (they don't have that title at this agency.)

They came back and said yes to the title and to 125, with a 6 month review that could raise it to 145.

Which is good for Sr Copy, but low for CD/ACD level. Don't want to screw myself over. What to say now?

Would someone be able to look over my resume and let me know if I would be a good fit for a role at Google? Just a little background I have 4 years experience, halfway through my MBA in Strategy & Analytics and a certified scrum master.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Best app to track expenses?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How t save tax for 9 lpa salary. Can anybody help me out.

Can any one tell me, how to invest in quant mutual fund through it's website?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.