Hi Fishes,
If anyone needs help with ITR filing and getting the maximum return. Please DM me.

Oracle Tata Consultancy Infosys Cognizant Accenture

Are y’all about this life?! Hit me up

ZS fish, Is there a Senior Consultant level at the firm? I am currently a M3 in Lighthouse at 174k base (7.5YoE) doing data science.
If SC doesn't exist, is Manager a good level to target, or is Consultant more like it? Looking for 200k base at a minimum.
Expect my current year TC to be around 200-210k.

What is the process of getting ID card. I have already sent employee ID and Date of joining on mentioned mail ID which HR gave.
And I have recieved SMS also for laptop. We cant pic up laptop without ID card ?

Do you want this group to become more active and publish posts more often?

What are the side hustles/gigs you are doing? Were you able to get a job into your side hustle without any experience?

Got an offer for 60k pounds + bonus for London location at Sr Consultant level in FS industry. How good/bad is the offer? Please suggest.

CCTC: 24lpa in India
Workex post MBA: 3.5 yrs
Total workex: 6.5 yrs

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Why isn't Deloitte USI allowing to work from anywhere/work from office locations of your choice?
I tried getting a transfer to Kolkata but apparently Cloud Engineering service line transfers to Kolkata is currently blocked as conveyed by an HR. Any help/suggestions on the same would be hugely appreciated.

Are there actually tax cuts switching from home office in NYC to Hoboken?

Hi all

Need 11 likes to active DM. Please help

Thank you

Did everyone think their agency looked after them this year? In what was such a messed up year.

Trying to transfer audit to fdd as a senior. How long can I expect workday application to remain ‘under review’? Waiting to hear back after HR screen on next steps. Thanks !

What sort of marketing role(s) does a general strategy consulting toolkit make a consultant looking to exit into industry in the marketing function well suited for?

Is it common to negotiate software engineer salary at smaller companies? I know it’s common at FAANG, but what about for companies with around 200 engineers? I have a counter offer from my current company and on-site interviews scheduled for end of July with google and Amazon, but I’d prefer to go with the smaller local company if I can negotiate the salary (from offer letter) up another 5% or so.

If your manager gives a false commitment of onsite then what can be done against the manager ?

Anyone else the last to be informed about ANYTHING at their site? I am only a second year SPED teacher and my eyes are already wide open to the fact that admin and Gen Ed teachers so often fail to inform me about important things regarding the grade levels I teach and other school events. Then I’m left scrambling to inform my students and parents of essential information, and I’m embarrassed! My aides also look at me like why don’t you know this? Aggravating.

Working as an analyst in Energy Practice assisting case teams with renewables, utilities, O&G, digital strategy. Net experience 2 years! Want to go for higher studies.

Should I
1. Go for technical masters? (if yes, do recommended some good courses)
2. Wait to gain enough experience for a MBA in US/EU

Thanks!

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

How t save tax for 9 lpa salary. Can anybody help me out.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)