Hi Fishes,

I have a question on ulip. Is it a agood idea to have this into your financial planning journey. Before any slashes me out. Hear me out. I dislike traditional ulip plan . I believe it's better to keep insurance and investment seprate but I recently came around a ulip which is pure investment. Plus the argument was it's tax free in sec 10 (10D). Now i under MFs will attract LTCG and all once i have a sizable corpus. But ULIP has higher expe % + mortality . I want to educate myself

Planning to exit tech firms as a mid to senior level roles. What are some possible sources I can reach out at to make this happen?

Hi I am looking for a job at Lilly. Can someone please help out with a referral? I have 6 months of experience at zs

I have received an email from tcs that your address verification will be done abc company. My question is will there be different companies hired for different checks or will the same company carry further background checks like employment and education?

Hi fishes,

Can anyone check tcs ibegin is opening at your end

Sakarya for a Senior Principal Consultant at EY GDS
1. <30L Fixed
2. 30L - 40L fixed
3. 40L - 50L fixed
4. >50L

Hi Fishbowl fam,

Need a help regarding a role at Goldman Sachs, kindly DM for details. This is regarding an urgent career move, any kind of help would be highly appreciated, I have adequate experience and qualifications I believe, need that extra push.
TIA.

Hi fishies,

I am a digital marketing professional with 4 years of experience. I was really frustrated in my current job due to extreme level of micro management and no growth career wise, so I have resigned on 3rd October. Tomorrow, after a meeting with ceo I will get to know how many days of NP I have to serve.
It would be really helpful if I could get referral from you guys.

I am ready to take remote jobs & even relocate to Bangalore or Pune.

Thank you!

How bad is it to blow your first LSAT?

Hello. 7th grade Science teachers!

I am considering a different career: On the Director or executive level, who earns more: Cybersecurity executive or the head of marketing/ head of commerce?
Trying to understand the glass ceiling here

Does anyone have experience working for a ALSP? How does compensation work (pay and benefits)? Are you an employee or technically an IC? Do you have billable requirements like at a firm? How do you think it prepared you to potentially move in house? I'm currently at a firm but thinking of taking a position with an ALSP but my goal is to go in house.

Hi, currently I am working as technical support specialist and have 3 years of experience, i have done my devops course and looking to switch in devops, what will be my salary / package if I switch into devops?

Can someone help here.. ?

Need help building an electric schedule for a production schedule with a Gantt chart style view (sort of)

Currently have an excel list with resource (production line), start date and time, and then also the name of the item being produced.

Any ideas how to tackle this??

I’m thinking a stacked bar chart with the vertical categories to be my resources and horizontal the date/time and then each individual bar to be the name of the item being produced.

Thank you for the help Excel Gods 🙏

So I internally transferred from audit to FDD last year but my old audit team still reaches out with questions (especially because it’s busy season now). What do you y’all do in these scenarios?

Background Investigation-What happens if I mark do not contact my employer in the form? How do they verify employment in such cases? Also, I am thinking of giving the ‘work number’ website and my company code details in the supervisor information, has someone tried that before?

Hi Team, I was part of the layoff at Elastic last week. Our whole midmarket AE department was eliminated.
Does someone hire for a midmarket/commercial AE position in The Netherlands?
I am a native German speaker. Of course I already applied via LinkedIn, but I urgently need a new job in January.
Thanks everyone!

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How t save tax for 9 lpa salary. Can anybody help me out.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide