As mostly everyone mentioned this year hike will be around 7-10 percent for A band ....but they have given only 5.6% hike 😞 is this the normal? As this is my first annual appraisal

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Gratuity have u considered, it is outside ctc now. Please check that

Deducting Gratuity from the prev salary will increase ~0.5%. Keya change hoga isse? Mil jayega sukoon?

For that have to wait for TCS gratuity policy in HR hub, or next month salary (if you r more thn 5 years in TCS)

No it's been 1.5 years working in TCS

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