Do the product owners or product managers for the Lloyds teams sit here in Hyderabad along with their scrum teams?

What tools do LTC scrum teams use? Jira Align and any others?

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They use Jira. And here you won't have scrum masters as a senior dev you will have to creates stories, add acceptance criteria and connect with product. And be in a constant pressure from LTC side as you need to speak up in the calls, be a lead and what not.
And after all this in every meetings you will be told you are not meeting expectations.

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Thanks for your reply. When do they have their appraisals for the year, that they're already commenting on expectations??

Are things not looking good at LTC from a work and company perspective?

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