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Thought this was interesting. Across 160 teams of researchers, just about all failed to make good life outcome predictions on things like GPA, evictions, layoffs, and others. Data followed 4.5k families across 15 years, with 13k features (varied over time). Haven't looked at it directly yet, but will be turning the docs and data inside out... In the meantime, authors claim this as showing the limits of ML. Oh, and it's published in PNAS, so you know there's some big publication energy there.
https://www.pnas.org/content/117/15/8398
Hello Guys,
I joined Cognizant recently, the project interview calls which I am getting is not from my base location.
I have the location constraint, should I wait for the right opportunity or raise this concern to ADP team so they can look in to it?
As per ADP policy, one should not have any constraints and take the project as FCFS basis.
Cognizant
For shits and giggles

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Bring back Trump’s market.
'An Empirical Analysis of Racial Differences in Use of Police Force' by Roland Fryer
Link to study:
https://scholar.harvard.edu/fryer/publications/empirical-analysis-racial-differences-police-use-force
Some bullets:
- Blacks 53% more likely to experience any use of force relative to 15% for whites
- All controls available, officers 46.6% less likely to discharge firearms before being attacked if suspect is black.
- Black officers are more likely to shoot unarmed whites, relative to white officers.
- Blacks are 21% less likely to report voluntary interaction with police than whites.
Any actually good prime day deals to grab?
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The Hilton Amex aspire comes with automatic Diamond status (equal to Marriott titanium). Huge benefit!
The business card is only gold status which depending on your hotel can mean very little. We just finished a weeklong family vacation and our status earned us 2 bottles of water (total, not per night) and a 1 hour late check-out.
I have it, and it is fine but their points aren't worth much and were recently devalued again. There is a decent sign up bonus now so if you can meet it then it's probably worth it but I don't use mine as a daily spender, just for the occasional Amex offer and Hilton purchase.
Which version of sapphire do you have and how much do you travel?
Oh i don’t know SM1; at points per dollar for bars and restaurants, I think it’s pretty good for racking up points.
6x hh for restaurants is decent but points are only worth half a cent or so. Other cards offer 3x or more cash back which is better IMO.
Sapphire Reserve gets 3x UR which are worth 4.5c or more on travel, 3c on cash back.
Plus I don't like Amex as it isn't accepted as widely as Visa/mc.
thank you! I am deciding between the Hilton and the Sapphire - I travel maybe 5 times a year, so not too much travelling. But I was curious since I just saw that card last night. But if you think Sapphire is better, I will do that.
If you plan to travel the reserve is the far superior sapphire card. It comes with a hefty annual fee but if you can use the $300 travel credit it is only like $50 net more than the preferred plus comes with significant other perks, lounge access, and increased rewards worth far more than $50.
Another question - why are you comparing a business card to a normal card? If you are eligible for a business card check out the Chase Ink lineup. I'd take any of those over Sapphire Pref. Sapphire reserve is still the premium card if you travel enough to offset the annual fee.