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Do it, I dare you. 😑

I’m sick of living in NYC but can’t go anywhere.
I am not able to DM anyone can you guys help me!
Additional Posts in All things points
Why does Newark close tsa pre lanes? Terrible
Amex Platinum or Chase Sapphire?
Any star alliance status match delta platinum?
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Depends what kind of points, but generally travel will be much better if you know what you're doing.
Even with Chase points, instead of cashing out, consider using PYB for 1.25x
^ this
Which points? Different card points have different values.
Overall, the answer is no; there is almost always a more optimal way to redeem the points than via cash. However, the one caveat is your own behavior. If you lack the will, knowledge or travel plans that allow you to redeem the points within the next year or so, you are probably better off just getting the cash. Getting the cash now is better than letting the points sit idle for years.
Normally, using them for travel is a better redemption than cash/gift card. However, if you don't think you'll use them for a vacation anytime soon, cash them out before they get devalued.
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