Got 4 DS offers – need advice which one to join
CTC: ₹7.9L (TCS) GenAI and DS | 3 YOE | Pune

1. Startup – ₹20L Fixed + ₹13L equity(Private co.) Pune | Classical ML | (fast growth, but layoff risk)
2. HSBC – ₹15L Fixed | Bangalore | ML in Finance
3. KPMG – ₹15.7 Fixed + 10% variables | Bangalore | GenAI
4. Siemens – ₹15L Fixed+ ₹1.5L bonus | Pune | GenAI

Goal: FAANG in 2–3 yrs.
Want to save for ₹20–30L home in 2 yrs (₹10L from parents, rest by me).
Need balance of learning, stability & savings.

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Posting as :
works at
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Siemens

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Also bangalore is costly currently my expenses are around 20k ( inc rent) in Pune

Expect 50k average spending in BLR

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I would have gone for startup. The pay is good and you are still early in your career so focus should be on learning and growth with good compensation which a startup can give you.

Pune, startup.

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Hi Sharks,

Can you please suggest which would be better in terms of WLB, flexibility, growth, job security.

YOE: 4.4 years
Tech stack: Azure data factory, data lake, Azure databricks, Logic App, SQL, Pyspark (basic)


Offer:

KPMG India:16 fixed + 10 to 20% variable

Optum - 16 Fixed + 15% variable + pf (offer letter is not received yet)

LTIMindtree: 11 LPA Fixed only(can revise the offer based on the latest offer)

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