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Totally relate. My husband is amazing in so many ways, but money just isn’t his thing. I started with small steps—handling the monthly bills and setting up auto-pay. Over time, it naturally evolved into me managing the finances, and we do check-ins together so he still feels included. Framing it as "playing to our strengths" helped a lot.
I know everyone has a different system but my husband and I have separate finances and it works great. We each contribute a certain amount to joint savings every year and settle up on expenses every 30-60 days. He handles some bills and I handle others. As long as the bills are being paid and our savings goals are met we are good. I like spending my fun money how I want and so does he. It works for us!
n my relationship, I took on the finances gradually, starting with clear communication about our goals and why I was handling things. We both agreed it made sense for me to manage it, but I always make sure to keep my wife in the loop so it feels like a team effort.
We’ve kind of took turns over the years, originally I kept track of everything. Bills, budget, savings. Wasn’t much communication and just wasn’t working out. We started splitting it up more, now the majority is on him. My absolute best advice is to sit down and have an open and honest conversation, share goals, strategies, and don't let finances be a wedge.
I handle our finances, because my husband doesn’t want to deal with it, but he also trusts me as well. Sit down together with your husband, and the two of you together create your budget. If you are not already doing so, tune in to some of Dave Ramsey’s teachings!!!
My husband is really good with finances and that is part of his corporate job but I still control all the finances. I check my spending , savings and balances on a daily basis.
We review our budget together periodically as updates come up like raises, new bills, etc, and each have "ownership" of some of the bills (even if they come out of a joint account), but as far as the day to day I'm much more aware of our spending than my partner.
I review our spending a few times each month to make sure we're not overspending so I'm generally aware of how much wiggle room we have for miscellaneous expenses, and I can guarantee he has no idea what those figures look like on a more week to week or month to month basis.
My husband is a far better budgeter than I am, but I handle our combined bills and he sends me the funds for them (I provide itemized breakdown, he Zelle’s me). We do not keep a joint account and we don’t combine our funds, his money is his and mine is mine and we share in all expenses.
This post actually has me thinking… if i let him handle my finances I’d probably stretch funds much further. Hmm.