How much do you keep in your savings account? Six months expenses? Enough for a small emergency? How do you calculate it?

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Personally a year worth of expenses for myself. I don’t know what “small” emergency means. It’s primarily to keep myself financially stable for at least an year and not dig into retirement

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The new advice is 18 months worth of all basic bills/expenses, ideally just the essential expenses (minimal or no streaming subs, no vacations, less going out-staying/eating at home regularly, )

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Hello all

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