I have ~$130,000 student loan at variable rate of 1.4% right now. I have been paying off pretty aggressively (at least $4000 per month) but I wonder if I should invest or save more instead. What are your thoughts? More about me - a 3rd year biglaw associate making $220k base salary. I'm getting burned out and I don't know how long I will be able to stay. I have been maxing my 401k, Roth IRA, and HSA. I have ~$110,000 investment and ~$40k cash.

like
Reaction Icon Like
Arrow Icon

Midlevel Biglaw associate in DC (Cravath comp, top law school, V20 firm) who just got an offer for a generalist in-house role. The company is a large well-known multinational, but the role is with a new branch of the company for which there’s no salary information online. What’s a reasonable salary/salary range to expect? What about reasonable benefits/vacation/etc.? I have no reference point so any information would be helpful, including any tips for negotiating. Thank you in advance.

like
Reaction Icon Like
Arrow Icon

Someone taught me about Roth IRAs when I was an associate and I want to share. If you don’t know about them, research. Max out 401k company match and then Roth IRA is next best. See more in comments

likehelpful
Reaction Icon Like
Arrow Icon

In running for VP position at a large German firm with international presence. Comp guides seem awfully low for scope of the role: base of 200k Euros base and 50% individual bonus and possibility of adding another 50% annual retention bonus kicking in in year 3. They will throw in car benefits and education fees for 2 kids on top. How does this compare to typical VP positions in Europe? Does this sound about right? What do associate partners and partners at MBB make in Germany?

like
Reaction Icon Like
Arrow Icon

What are some of the best associate perks your firm offers? (Aside from comp/benefits)

like
Reaction Icon Like
Arrow Icon

I’m a judicial clerk and was offered an associate position. I received the info regarding billable hours, salary, and benefits. What are other things I should know about before deciding to accept?

like
Reaction Icon Like
Arrow Icon

Take the Easy associate job that pays more with great brand name, great pay, great benefits, seemingly good manager, but the role isn’t what you want and isn’t as good of a stepping stone OR the difficult manager role that has great role, high impact, helps you learn, good skill development, average benefits, good pay (but not crazy outstanding), solid brand name BUT you don’t know the team/manager well & pay/benefits isn’t as high as the first

like
Reaction Icon Like
Arrow Icon

What is your firm’s policy on how long an associate should have been with the firm before they’re eligible for paid maternity leave?

like
Reaction Icon Like
Arrow Icon

What is the bonus like for A&M tax first year associate? Got an offer for their federal tax group, 65k. And it seems like they don’t have a 401k matching program. Assuming the bonus isn’t as glorious as their other groups... is this a good deal?

like
Reaction Icon Like
Arrow Icon

Any fish here working in growth equity? Curious to hear thoughts on if any benefits to working as an investor in an Associate role before jumping to the tech/startup world

like
Reaction Icon Like
Arrow Icon

I’m a second year associate interviewing with an insurance defense firm that litigates life insurance, health insurance and ERISA disputes. What should my salary expectations be?

like
Reaction Icon Like
Arrow Icon

What do exit opps from the post MBA IB Associate role look like? I understand that PE is much more difficult at this level and am trying to gauge what the benefits are (outside of money) for going IB after an MBA

like
Reaction Icon Like
Arrow Icon

Would you accept an offer from BAH for 20k more as a Lead Associate? I’m hesitant because BAH benefits are worse if not the same where I am and there is no bonus structure. Thoughts?

Reaction Icon Like
Arrow Icon

Looking at moving to Raleigh. Fed law clerk who also clerked in state court (NJ). Curious as to the potential salaries and benefits for a third-year associate and what is/isn’t negotiable.

Reaction Icon Like
Arrow Icon

Hi Everyone, I'm actively working as Associate in Compensation & Benefits Benchmarking under HR Domain with 2 years of experience. I want to switch my career in HR operations as I can see there's very few job available in market for compensation role at Junior level. Needs some suggestions and advice to take decision for switching into HR ops Thank you

Reaction Icon Like
Arrow Icon

As an associate, it seems hard to max out a 401k, Roth, add towards and a savings, and still have money left over for life. What were your methods when making <100k/year (tech nyc market)

like
Reaction Icon Like
Arrow Icon

Anyone willing to assess finances at high level? Single associate in NY saving 55% of income. Maxing Roth IRA and 401k. 4 mo expenses in high yield savings. Stock picking via robinhood. (Cont’d)

like
Reaction Icon Like
Arrow Icon

First year associate, started 4 months ago. Trying to figure out savings. What percent of after-tax income should I save? Already maxing Roth 401k. What next though and other tips and heuristics? Thnx

like
Reaction Icon Like
Arrow Icon

As an associate (aka lower income) is it a no brainer to max out a Roth IRA every year in addition to maxing our our employer 401k match?

like
Reaction Icon Like
Arrow Icon

I just hit 100k in my 401k. Been at the firm for 5 yrs am a senior associate. 31 yrs. Am I on track for comfortable retirement?

like
Reaction Icon Like
Arrow Icon

401k advice needed: started last year as sr. associate at 135k and am currently putting in 6% to 401k. Should i increase it? Any thoughts/ideas to how much?

like
Reaction Icon Like
Arrow Icon

Silly question: during firmwide new associate training do firms pay per diem if you are coming from a regional office?

like
Reaction Icon Like
Arrow Icon

Second year Associate. I have 18k saved up in my 401k. Is it too less? Do I need to be more aggressive? Thanks 🙏🏻

like
Reaction Icon Like
Arrow Icon

Anyone familiar with Delta's employee benefits ? I have two offers for similar positions. One is a senior role however, the delta job is an associate role. Both pay the same but I do know that the

like
Reaction Icon Like
Arrow Icon

I need some financial advice. I am a first year associate with no debt and I'm interested to hear what people think is the best mix of contributions 401k, Roth IRA, and investment account

like
Reaction Icon Like
Arrow Icon

Related Posts

Anyone here use Robinhood exclusively for their stock picks? Any benefits (outside of no fees) compared to a traditional brokerage?

like
Reaction Icon Like
Arrow Icon

Paternity leave - is it acceptable to take all of it?

like
Reaction Icon Like
Arrow Icon

If my company doesn’t match my 401k yet, should I still max out my 401k contribution or make personal investments instead?

like
Reaction Icon Like
Arrow Icon

Make 70k currently in tier 2 city. What’s the max I should spend on rent? Currently maxing 401k and IRA but otherwise super cheap lifestyle

like
Reaction Icon Like
Arrow Icon

When you see “note: Public Sector staff are not eligible for these new benefits” at the bottom of the new parental leave policy email

Post Photo
like
Reaction Icon Like
Arrow Icon

Pros and cons to maxing out 401k and or ira as an analyst? Currently not making contributions but considering starting

like
Reaction Icon Like
Arrow Icon

How much should I have in savings before putting money in investing account i.e. betterment? Age=24, 90k salary, 26k in savings, 26k in Roth 401k with 15% contribution rate. Monthly spend is ~2.8k

like
Reaction Icon Like
Arrow Icon

How much $ is sitting in your 401k today?

like
Reaction Icon Like
Arrow Icon

Any companies offer infertility and surrogacy benefits on thier health insurance plan?

like
Reaction Icon Like
Arrow Icon

my amex is turned off because i was delayed in doing expenses. my own fault - i know. but my most recent expense report would cover the outstanding balance. do i wait til reimbursement mar 8?

like
Reaction Icon Like
Arrow Icon
like
Reaction Icon Like
Arrow Icon

Hey guys I want to invest into mutual fund/ ETF what is the best place to start investing? Already have 401k setup.

like
Reaction Icon Like
Arrow Icon

I feel like there has been some confusion about this topic on fishbowl recently There is a difference between per diem and a daily limit.

like
Reaction Icon Like
Arrow Icon

I'm between jobs and thus don't have insurance for one month. I'm on H1B, any ideas on where do I purchase health insurance for a month?

like
Reaction Icon Like
Arrow Icon

Chase Sapphire Preferred vs Amex Green Card ?? SO has chase card so was thinking to add onto her membership but was wondering if I could get the 60000 points while I am added or I need to get new card ?? On the other hand was thinking Amex since our corporate card is Amex and I already have membership rewards to Amex. Both have equally good benefits for mid travel benefits And also I believe Amex will have less annual fee since we have Corporate card. right ?

like
Reaction Icon Like
Arrow Icon

Is it fair to not really see the value in a 401k? I get the tax benefits but can't justify an account that I can't touch until tail end of lifespan. Context: I contribute the % match but no more.

like
Reaction Icon Like
Arrow Icon

Besides the apparent maltreatment/salary difference. How does working as a citizen legally differ from working under H1B? Do H1Bs have diff tax brackets, health benefits access, or even 401K contribution limits? I heard H1Bs need to renew every year, how true is that? Thanks a lot.

helpfulfunny
Reaction Icon Like
Arrow Icon

What's better being an in Towner forced to work the long hours of an out of Towner and not making per diem/miles perks or getting to sleep in your bed every night?

like
Reaction Icon Like
Arrow Icon

I’m 25, all-in comp sits around $95K, and have a net worth of about $50K between 401K, brokerage account, and savings/checking. Is this high/low/on track?

like
Reaction Icon Like
Arrow Icon

How to protect my high stress and soulless income from tax besides 401k and having a million kids. Preferably passive income strategies. Pls &thx

likehelpful
Reaction Icon Like
Arrow Icon

Additional Posts

Does Alixpartners have target schools, if so which ones? It sounds like an MBA is not the traditional entry point for an experienced hire model

like
Reaction Icon Like
Arrow Icon

With all the awards events not happening this year... What if we could melt down the stockpile of trophies into medical equipment much needed?

like
Reaction Icon Like
Arrow Icon

Anyone hiring analysts? Would need relocation but I can work on getting a tech visa. (I'm from the US)

like
Reaction Icon Like
Arrow Icon

Is 108 base + 12K equity an acceptable offer with no bonus for 3 YOE in NYC? I know it is relative to most in US, and don’t mean to be ungrateful, but curious in comparison to consulting/tech/finance

like
Reaction Icon Like
Arrow Icon

Folks who transitioned to tech - any advice for making the best of your first few weeks on the job? Thanks!

like
Reaction Icon Like
Arrow Icon

Anyone else get really annoyed to hear a CNA call themselves a nurse??

like
Reaction Icon Like
Arrow Icon

120k salary to 0k salary. Things change quick.

like
Reaction Icon Like
Arrow Icon

Anyone worked on exclusively internal role at Deloitte? What’s it like?

like
Reaction Icon Like
Arrow Icon

Got a great job offer. About 25% pay raise. I think it’s a fair offer but I know I was under paid at Deloitte and I could get $5-10k more if I asked. I’m serious about this job and wondering if is it worth potentially jeopardizing a good potential role for a few thousand?

like
Reaction Icon Like
Arrow Icon

I repeat smart comments I find on here to make me sound interesting and smart in front of bae. That, and wine 🍷 🤷‍♀️

likefunny
Reaction Icon Like
Arrow Icon

How do stock houses keep track of their footage? Is there some software that can track where it lives?

Reaction Icon Like
Arrow Icon

Anyone knows where I can donate baby clothes and toys? Thanks!

Reaction Icon Like
Arrow Icon

805 rescheduled to 1145 ORD to LGA... Thanks Pence

like
Reaction Icon Like
Arrow Icon

Anyone know anything about marketing/creative at Apple? Interviewing with a small agency embedded in Apple’s retail/channel marketing team. Passed the agency interviews, next up is the Apple team

like
Reaction Icon Like
Arrow Icon

What role does data play in your creative process?

like
Reaction Icon Like
Arrow Icon

$5 to whoever gets me an interview in NYC

like
Reaction Icon Like
Arrow Icon

Hi all, first time poster here. I’m looking to understand what other people have done as first time home buyers. I’m looking at investment properties in Toronto, and have saved about 300k. What percentage of this should I invest in the first home? This is going to be an investment property, and am wondering if a 200k down payment is too high a percentage/risky. Doing this to avoid mortgage insurance.

like
Reaction Icon Like
Arrow Icon

Cyber peeps raise and bonus % ?

like
Reaction Icon Like
Arrow Icon

Do you treat yourself after receiving a bonus? If so, any suggestions?

like
Reaction Icon Like
Arrow Icon

I have to plan several large scale events for the client that are happening within a month. What software can help with managing/planning events?

like
Reaction Icon Like
Arrow Icon
That was just a preview…
Sign Up to see all discussions
  • Discover what’s it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

OR

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

Please enter a valid number