What will be my in hand ?
I have home loan of 41 lakhs and EMI is 31K.
PPF :4k monthly
Mutual Fund (ELSS) : 2.5K monthly
Not having any HRA claim.
Please help me to calculate my take home salary based on above parameters.
Tata Consultancy Larsen & Toubro Infotech Accenture Capgemini Cognizant

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What is your yoe? Is 41lakh loan you took total, or 41 lakh is left?
For CTC breakup, you will get ~92k

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3 yoe

You'll get around 95k inhand after tax... And after EMI you'll still have ~60-65k.

My ctc 15.5 and after income tax 20k pm, I get 101k and 40k my house loan, so i have almost 60k.from which, I spend 5-10k monthly in food, shopping stuffs... 25k I send to parents, 25k I save.

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Thanks for valuable information.

Start paying rent to your parents. You can save on HRA.

@EY1, Yes You can. IT dept barely has time to scrutinise at such level. Still connect with any CA once.

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