Just started a new job and after doing some research found out they do not offer a Roth 401k. My choices are limited to a traditional 401k or After-Tax Contributions. After speaking with a friend who’s a CFP, he suggested I contribute only to the After-Tax, but I wanted to validate that advice here. If it helps I’m 24 and my current base is around 110k. Thanks in advance!
What is the quickest way to jam a bunch of CFP CE credits in? I'm 20 hours away and have a July 31st deadline ugh
I’m looking for a referral to a Certified Financial Planner. I want someone to help me paint my full financial picture, and start to lay out what the next 30 years look like wrt kids college, FIRE, Etc…. Thanks y’all.
For those of you with the CFP designation, did it help you win over business much more so than prior to you getting the designation?
What nuggets of wisdom do you fishes have for someone who is thinking of getting a CPA/CFA or CFP deep into my career (have a different qualification). What is the most straightforward way (self-financed, since I have another qualification)? These would compliment my work as an actuary.
33 year old with MBA thinking about a career change from financial services consultant to certified financial planner. Any advice?
Anyone know of any resources where you can get dual credits for CPA/CFP continuing education?
Anyone have a financial advisor with CFP that is licensed in NC they would be willing to refer and their AUM minimums. Wife and I need recommendations
Thoughts on getting CFP when done with CPA (1 test left) and pivoting from audit to personal financial planning? Estates, taxes, savings, etc. Or should I just stick the OG plan and go into industry FP&A when I make senior/CPA?
My uncle, and aunt, had about $750k in investments scattered across 14 different retirement accounts, brokerage accounts, annuities, on different platforms. They are 65. Three months ago they asked me if I could help them consolidate everything. I agreed. We started the process and this week the last of the funds came into their new Vanguard accounts! Question: how do I scale this work organically, as a side hustle? I have an MBA in finance, but no CFP or other financial planning designation.
I am taking the CFP exam in July. I currently have my RICP but I struggle with how to market the designation. I’m fearful that I will have the same problem with the CFP. What do you do to show people you have these designations aside from having the letters after your name? @
Our firm has a career or merge or succession opportunity for a seasoned CFP in Johns Creek (North Atlanta) metro area. Please call James at 6789946448 firstname.lastname@example.org
Can I start an LLC and manage people’s money through a fund account without being a licensed CFP or having passed the series 7, etc?
So I am a W-2 salaried CFP at a small IRA and I have a neighbor who runs his own practice and asked if I knew anyone who would be looking for part time paraplanning work. After thinking about it I got to wondering if its compliant and okay for an advisor to do something like that on the side for extra income or would that be considered a conflict on interest as an OBA?
Hey everyone . What is the best approach / program for a seasoned advisor to pass the CFP via self study program ? Thanks
Please debate: college football is less fun now that the top 3 spots each year in the CFP are Bama, Clemson & Ohio state with the 4th seemingly open to Georgia, ND, Oklahoma? If you agree, what would mix it up?
Currently in public accounting but want to specialize and focus on managing client's money (In terms of a budgeting perspective) and helping them save money. I assume this would go towards the tax planning and CFP route. Not sure how to ask my boss and present it this method. Thoughts?
I’m looking for a fully licensed FA with 3-5 years experience in the North Dallas,Tx area. Small BOB preferred. The position is salaried with discretionary bonus. The advisor must be people oriented and desire to obtain the CFP designation.
I don't have anyone else who gets this, but I hit my personal goal this year in almost every category; revenue, income, AUM growth, etc. Our fiscal year ends in October and I ended the year with a bang. Just super excited and I hope everyone else knows, this business is worth it when you put in the time and effort! Edit: also passed CFP in March!
At what point in my career should I consider taking the CFP? Almost 4 years in the business and have my AAMS and CRPC designations already.
Thoughts on the CFP designation? Is it still worth considering or have stringent regulations muddied the waters? My goal is to have as many certifications under my belt as possible (to serve my clients the best I can) and I’m wondering which path I should pursue.
1) What’s a globally-recognized certification/designation that you would recommend to someone with a non-traditional finance background? Would like to level-up my career 2) can anyone comment on the CFP?
Is it unrealistic of me to sit for the CFP exam in March if I start studying next week? I have three years of experience as an FA and I plan to study 2 hrs/night Mon-Thurs and all day on Sat/Sun
Do CFP CPA CFA and MBA make that big of a difference in the RIA world? I’ve seen very successful individuals with all 3 and without any at all
I am looking to drop my series 7 and join an RIA. I’ve finally accepted that the BD environment is a terrible fit for me. I would like to join an RIA team because I’m just over 5 years in and I would like to have some mentors to continue learning from, but if I can’t find the right fit then my plan is to launch my own. Where to start looking for an established RIA? I have not completed my CFP yet.
HEEELLPPPP 35 no savings no retirement need investing advice or contact for a reputable certified financial planner to help set up some investments for me....
Can anyone share some insight as to working in personal income tax and/or financial planning in Boston? I’m hoping to use my current CPA license and work toward a CFP. I’ll be job searching soon and would appreciate any advice, and happy to get you that referral bonus 😉
Hey fishbowlers! Question concerning compensation for an FA assisting the main advisor on a $135M book. I am doing a lot of the work now as he is going to retire in 4-5 years and he is taking a step back. I do all the investment management in the account. Only 4 years of experience but I've picked this up quick, am series 9-10 licensed and halfway through the CFP. What is fair compensation for someone like me? I don't know what is typical or fair.
Does anyone have thoughts on leaving big 4 to work at a private wealth management firm? Have a CPA would consider getting CFP if it would help fit the requirements. Had someone reach out and haven’t done a ton of research yet just wanted to get some base level opinions.
I’m 27 years old and married. A CFP from Northwestern Mutual is reaching out trying sign me up for a whole life insurance, supplemental disability, and obviously some mutual funds. I have PwC’s 10x salary supplemental life insurance and I hear that whole life is a scam so not sure if I need more. Don’t think I need more disability insurance but my spouse may need it. I have 115k in investments spread across diff vehicles. Do I need a CFP and should I sign up for mutual funds?
13 years experience and no college education. Best way to go about earning my BA and taking the CFP?
My paraplanner is wanting to get started with his CFP. It's been a while since anyone in my office has needed to go through a program. Looking for advice, what path should I suggest; Kaplan, Bryant University, Boston CFP, something else I don't know about? Looking for your ideas on what might be best to use as an educational source for the CFP these days?!? Thank you.
I’m considering leaving Public Accounting to become a Certified Financial Planner. Have any of you other fishies looked into this? What are some things to consider?!
Is getting your CFP worth the investment? I am in my 30s and plan on staying in this industry as an FA until I retire. Lately I’ve been getting asked if I offer any fee-only options and I know you can’t be fee-only unless you’re a CFP... Do we see the industry headed this way?
Fellow young female FAs— How are you making it in the industry? I am getting burnt out from people not taking me seriously no matter what I do. You’d think being a CFP candidate, dressing professionally, and knowing my stuff would get me there but it doesnt. [more in comments]
Looking into certifications like the CFP or CFA but they’re so expensive and I can’t afford the upfront cost right now. Are other certs like APMA and CDFA worth it?
Folks whose h1 was picked in lottery, hav ur lawyers submitted documents to uscis. What documents they need frm client and frm u. What is last date to submit. Mine got picked but no word from lawyers
What salary can you expect after exiting from an MBB after 2 years no MBA? Looking at strategy/operation roles in NYC and SF at FAANG and other tech companies (e.g. Airbnb, Uber, Lyft)
Anyone took AWS certified cloud practitioner exam. How does it compare against Googles Associate cloud engineer exam? Which is more difficult?
Trying to decide the better option between UCLA & UCBerkeley for tech specialized MBA. Any thoughts/advice/recommendations?
What industries is the CFE certification used for? How does it compare to CPA in the length of the material and difficulty? Do most firms pay for It?
Poll: my friend not on this app has an offer to join BCG/McK. She currently has 1.5 years pre MBA experience at a boutique strategy (LEK) with strong bschool placements and exit opps but not fond...
Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)
I'm in forensic advisory and am looking to make moves. Any ideas on how to change paths? 2 years, CPA CFE
Working in Risk Advisory-Internal Audit at EY. Looking to move into valuations. Have knowledge of valuations through FRM and CFA level 2 but no direct valuations experience. Anyone willing to help?
Does Big4 hire ACCA individuals from international countries (they will not need visa sponsorship and would be legally authorized to work in USA).
Any ACCA professionals out there?
Does anyone have any study tips or can suggest a helpful study tool for the HRCI SPHR exam? I used BenchPrepHR to help me prep and took a few practice test. I took my exam last week and unfortunately did not pass. Any tips would be helpful to help me prepare to retake in a few months.
Hi I am looking a job in the field of accounts and finance Please refer me I am pursuing ACCA now at skill cleared 6 papers Working in AR department in o2c process
Good luck to all ACCA takers this week. P5 here.
Advice on how to start CFE? I gotta become a member first, but then what? And approximately how long did it take to study for while working?
Anyone have their CFE? Just wondering what you have done or plan to do with it and what the test was like.
Any company file GC on day 1 in NYC or NJ area or east coast. Maxing out in feb 2022 and on bench nothing is started. What I can do ? Please suggest. Skill set AWS/ DevOps/ Infra.
Hi, I want to have a career switch. Am looking to be a part of a business development team of any company in any sector (start ups too). Ive got a years experience in deal advisory + ACCA. Any suggestions?
Just finished the FRM part 1 😕😒😖
Just had a SM call and ask to move over 2 weeks of billable work to a PRD code because the project is over budget. Just checked and this will put me just at 89% utilization for year end (cont.)
Is PwC's financial services group know for a bad culture like EY's FSO? Looking to transfer to audit but don't want to stay in financial services. PwC recruiter said the open position is for FS.
Industry experience 7 years mainly ambulatory/outpatient clinic management & RCM followed by1.5 years as hc consultant. I finish MBA in Dec - interested in SE Opportunities & salary opinions please!
What agencies would be receptive to an old timer (real writer’s writer) who’s looking to retire but now wants freelance work?
Has there been a lot of people leaving EY lately or does it just seem like this for all the B4?
PwC Health Plan- ok so I'm 25 years old, single, so medical conditions. I should choose the high deductible plan, right?
A KPMG recruiter set up a time to chat about a job opportunity (I didn’t apply for the role; they reached out to me on their own), but they totally ghosted me! They set up a time to chat with me and asked for my resume, but never called me and didn’t respond to my messages. What gives?🖕 KPMG
Hi friends, I recently moved to Toronto from the US. Looking for roles in consulting. Previously worked with Credit Suisse and Goldman Sachs. MBA in International business. Would appreciate any leads.
Hello Everyone, I am looking for a 2-3 month internship. I am an MBA graduate ( Marketing and Operations) from Goa Institute of Management with four years of work experience in Marketing, Sales, Business Development, Consulting. Any referrals would be great. Thank you.
Anyone know typical comp for Middle Market Private Equity? How is the comp split between base and bonus? Can carry or co-invest be expected as an Associate (pre-MBA)?
Be careful folks. Don’t break the internet! 😜. The coronavirus is creating an 'enormous stress test' of America's internet https://www.cnn.com/2020/03/17/tech/internet-infrastructure-coronavirus/index.html
If i worked a few days after i received my last paycheck, will i receive the prorated pay in the next paycheck or is it included in the ADP card with vacation balance i received?i didnt get a breakdwn
Don’t know if it’s appropriate. So I’m WFH in a flat, new neighbours just moved in and whilst I’m having meetings in the morning, I hear neighbours enjoying their time DAILY (screaming, wall vibrations you know... ). It’s really distracting and embarrassing when I’m working and if my team hears it from their end. Never had this happening before. What to do? Advice please?
Currently a post-MBA returning consultant at MBB. What firms should I target with significant Private Equity Ops groups or value teams? Have to leave after 2 years in consulting because I was sponsored but want to make sure that I understand the point at which I should be reaching out, etc.