I am again seeing baseless and fear mongering comments in Instagram “That 1lpm is not enough in metro cities and it is less.I dont know where they get info or Knowledge.May be these people are overspending on luxury things and overspending on unnecessary things.Thats why for them 1lpm is not enough.But me 16lpa for 10 years in Blore.Savings are high and i am investing in other portfolios.People who says 1lpm less don’t have knowledge of spending and savings.1lpm is enough to lead good life

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Bro, even earning ₹1 lakh per month can feel tight in Bangalore if you don’t own a house and have major family responsibilities.
Taking care of parents, paying EMIs, handling rent, and covering the education and daily expenses of two children can easily stretch the budget. In cities like Bangalore, a big part of the salary goes into housing, school fees, healthcare, transport, and basic living costs.
From the outside, ₹1 lakh sounds like a lot, but once responsibilities increase, the reality is very different. Financial stress is not only about income — it’s about the number of people and commitments that income has to support.

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My maid earns 30k per month. snd she is also managing to live and survive.

thats not the point.

Its about quality of life. You maybe content with your life, but people have desires, dreams to make their life better. whats wrong with that?

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@author , it would be great if you break down your expenses so that we can have better idea of what all and how much

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So you’re saying just earn,eat dal chawal,sleep go to work and die… 1lac when you dont own a house !!

If you own a house don’t have parents as dependent better don’t speak.

And one medical crisis then they are in trouble!! Because you don’t have enough savings.

And sorry to say there is a difference between living and surviving.

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