I wish dealerships offered 0% on used cars. It’s crazy that to avoid interest, I can only look at new or leasing. A lot of people say “buy what you can with cash” which is fair - but 1) I don’t want to buy a cheap car that’s going to break down and 2) I don’t want to tie up that much cash on a car that depreciates. Any options out there for ways to get 0% on user cars?

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A lot of times what you can do is ask a dealership to bake the interest payment into the sale price and in the contract asked them to put zero APR so essentially you’re also getting 0% APR as per the contract and they’re also getting the money they like

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I know you mean. Pretty much someone sells it at a higher price to get 0% interest. It’s a valid thing. Because you’re not charging money on the borrowing, but making a bigger profit on the vehicle. Is it technically the same? Yes. Is the intention and matter correct? Yes.

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Depending on where you are located, dealerships now days have options for Muslims and alot of Muslim sales rep also advertise 0% interest option for the Muslim community.

Might be limited for used cars but ask around IA. May Allah make it easy for you and keep you steadfast on your taqwa and obedience. Ameen

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Ameen. Thank you.

Save up and buy private party

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