If you were to build an app that has a blockchain for peer to peer payment, digital wallet to store payment, and instant messaging capabilities to chat with sender / receiver, which tech functionality would you build first and why?

Would you base your decision on feasibility to build, ease to attract users, cost, etc?

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How much money I thought I could make...

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... jk. Sort of...

I think I'd base it on fastest path to money, all things considered. So, what's at the cross section of highest demand and quickest/fastest path to market...

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