My portfolio is 100% index funds right now through regular contributions, but I'm starting to wonder if I should dedicate 10-20% to individual stock picks. Do you think I'm playing it too safe, or would diversifying be worth it?

likefunny
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I have a few stocks (10-20% of small IRAs) to balance out my ETFs.

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Depends. If you have kids and school to pay for and a mortgage. Play it safe. If you can fund all that go for it

I would say diversify, but don’t get in the habit of selling your individual stocks. Hold them for the long-term like you would with your index funds. Even if you buy a stock and it goes up 50% in 1 month, don’t sell. Buy with the intent to hold, and stick to that intent.

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