Related Posts
Best shoes for flat feet?
Who’s got their BQs done for 2021?!
“The Sinner” and a Yamazaki & Hakushu flight

Hybrid vs WFH?
Additional Posts in New York City
Verizon or new T-Mobile+sprint
How dangerous is crown heights these days?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.




I just bought an 1100 sq ft coop in Windsor terrace for 100k less than your budget, with a HOA under $800 per month. 10% down. If you like chill neighborhoods you might want to check it out. Further out, but without the daily commute it’s fine for us.
C2, we love it. Really chill neighborhood with great restaurants and a healthy mix of people who also dig it. The apartments are huge down here as well.
You want a 1br 1ba to be your forever home?
Chief
Why not? If someone isn’t planning to have kids and wants to remain in the city then it can work
And for context, I grew up in this ny area. And am familiar with Manhattan. I want this to be my forever home. I used to rent in Harlem and midtown
Uh I think you need to do some math here. 750k won’t get you anything in Manhattan. You’ll probably need to go into Astoria or bed stuy for that, definitely not going to be a great area. But you can def get something that’s in an up and coming area. Also do you understand how much per month you’ll have to throw down with a 30 year mortgage and 675k loan? It’s gonna be around the 3.5-4k mark without utilities, hoa or property taxes. All in probably gonna hit the 5k mark. Especially with property taxes nowadays. I wouldn’t even consider it unless you can put down 25%. Also at 10% most banks will require PMI, not a great situation to be in.
Sure, I live in a luxury elevator building. Hoa includes as the big items the doormen, outdoor space upkeep (garden and roof with furniture), any maintenance to my apartment (ie the sink breaks, the super still fixes as if I was renting) and other small building things. Not included are: gym ($20 a month for Pelatons, treads and lots of weights) and laundry in the basement at $2.50 a load
Chief
Be careful with these tax abatements- Real estate agents use them as a selling point but they do expire eventually and your taxes will shoot up
If you wanna pay low hoa, your best bet would be to purchase a coop. The maintenance and taxes for condos are extremely high (at least in Manhattan)
Realistically you should really have down payment of 20%