Use savings to (partially) pay for business school or invest and fully cover via loans?

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I saved like crazy during 5 years and paid for it without loans. But I am very risk averse and don’t like debt. You could make more money if your investments yield a higher ROI, but: 1) investments are always risky and 2)I would much rather have the peace of mind knowing I’m free to seek any post-MBA job without a big debt burden.

But, then again, to each their own.

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I was able to save enough to cover 100% of tuition and COL (had a good situation: single, international projects so no apartment, etc) but that typically isn’t the case for most people. I did have to liquidate a bunch of passive investments to make it though. As for budget, it is basically exactly what the school guidelines mention. You may save a few thousand bucks by having a roommate or not traveling as much, but in my opinion it just isn’t worth it in the grand scheme of things.

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Combination of both is most common/preferred. You want to maintain some level of liquidity for contingencies and not cash out high-return assets. Using some savings and not all loans also tends to help people keep spending in check without being too frugal (middle ground lifestyle)

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How's your credit? You'll need that APR to stay in the 2% range to make loans worth it.

~800 but founded solely on CC history

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