I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

At what point does it make sense to buy a home? I have ~700k in the stock market and a lower than average salary currently (80k) and pay 1800 a month in rent.

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Worth getting the SPG card for 30k points ($3k spend in 3 months) or hold off until that goes up to 35-40k (will it?)

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

Is it possible to buy a house and sell it for a higher price?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Do you know a good real estate agent? Thinking about buying in waterfront or Hoboken

Looking to buy my first property by 2024, and I am going to start researching now. What are the initial steps that people would recommend?

For reference I have very little knowledge and am in between air bnb and buying a duplex then renting out the other side. Open to suggestions/what others have had success with.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Hi fishes,
Currently I am invested in two mutual funds:
UTI nifty index
Parag parikh flexi

Which other MFs are worth investing?

Salary for Sr Contracting Admins or Senior Proposal Managers @tidal basin

Hi folks, I hope y'all are doing good

Does anyone recently got interviewed in VMware? I wanna know In general what sort of coding questions they ask in round 1 for MTS-2 role.

Please reply or DM if anyone can help. Thanks in advance.

Shooting stars tonight at my island! Will post a dodo code tonight

What should be the avg salary of an IC4 in Oracle? YOE: 8 Position: Principle Software Engineer

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Any idea about salary for Technology Analyst with 4.9 years of experience.
Technology stack - Java-all, MySql, Rest Api, VertX, Couchbase,RTF, Springboot and CICD

What is avg salary for 5yoe java fullstack dev in UAE

Have any of you taken "low bono" clients while working at a firm? I want to take on a low bono client or two but not sure who would get the money. This is a contract opportunity through a non profit so I'm assuming a 1099 will be issued. The per hour rate is significantly less than my billable rate. I would (obviously) like the money but my real objective is just getting experience/networking since I recently moved to a new state and don't have clients of my own.

I feel so dumb for not knowing this answer, but what is the difference between Rule 14, Third party Complaint and Rule 20, permissive jointer? My client, defendant has an indemnity agreement with an entity that is not named in the suit and we want to bring them into the case.

What should be the approx in hand?
CTC: 14lpa
Fixed: 12.8lpa, Variable: 1.2lpa
80c: 1.5L
Std Deduction: 50K

Apart from this, also let me know how else I can save tax.
Thanks a ton 🙏

Hi fishes,
What's the bonus payout month for Deloitte India?
In case I resign before that but have completed one performance year will I get the bonus or not?
Kindly advise

Why is PWC looking for so many people in Denver? It looks like they have 70+ new posting s in the past week alone. Just keeping lines in water or what?

Ok, my favorite singer comes THIS WEEK for an interview ❗❗❗
I'm excited about the opportunity of proving my capabilities, but I also don't want to miss the chance of getting a picture or maybe an autograph.
Is it ok if I ask for it? Or is it too invasive?

New here and as all newbies, I've come to humbly ask for likes to gain the ability to DM. Lol

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

Anyone else long on AMT?

Anyone part of F45 or close side red franchise opportunity with them ?

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

At what point does it make sense to buy a home? I have ~700k in the stock market and a lower than average salary currently (80k) and pay 1800 a month in rent.

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

Buy the dip?

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

How do you start searching for mortgage loans and what do you look into lender

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

Ally bank dropping rates again. CD a good choice?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Do I need to sell cash sitting in my fidelity core position to be able to use that?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Mutual funds you have your eye on right now?