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How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Why do people accrue prepaid expenses?

How much do y’all spend on rent

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Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

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BTC versus ETH as speculative investments and why? Looking to pile in about 20k

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How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

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How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

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Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

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Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

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Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

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Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

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Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

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Would ETH be the next BTC?

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High risk, low reward investment ideas?

funnylikesmart

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

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My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

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Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

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AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

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More people died of covid under Biden than under Trump.

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Sweatshop workers made my iPhone, I would assign the same level of pride here #MoelisBO

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Stuck in a weird limbo where I want to leave my job more than anything but grateful that I have one at all with all the layoffs in our industry. It's a new kind of trapped. Anyone else feels the same?

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Fishbowl Happy Hour this coming Thursday, 7pm onwards at Brother Jimmy's! Looking forward to meeting everyone!

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What percentage of your gross salary is saved including 401K or equivalent?

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What is the onboarding process at Mindtree? When should we get the details about the joining

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Avg CD salary in Scandinavia? Any country would do

A parent of one of my students told admin she thinks it's irresponsible that I won't be grading over Christmas break. I let the students know to get any work they need graded in before the break and I'll get it to it during our workdays in January. Apparently that's not fast enough for her 🙄. Is it wrong that I'm sort of pissed off by this? Should I say something?

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For appraisal in jan, employees who joined after which month will be considered? I am joining citi in feb. Will i considered for next year appraisal cycle??

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Pretty pleased with the haul from Lexington last weekend!

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I know every holding company has different titles but trying to understand SVP, EVP GAD or executive director of media (or equivalent ) salaries at an agency in Chicago.

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Any writers looking for opportunities in Oncology? Company I work for is searching for great Copy. I’ve been there 6 years and love working here. Message me for details.

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Hello Everyone. I just wanted to ask what's the salary of a 4.5 years experience developer in Siemens technology and services. I just want to if i am underpaid or not.please help me out

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Anyone here works at Brillio? How good is the company for opportunities?

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It's more than 90 days and I have not received my fnf ,even though I have served my notice period,whenever I am following up they say that the team is working on that , even though I have looped higher management like vp, senior manager but not getting any help.
Is there a way i could get my fnf amount back.

Anyone from Epicor ? How's WLB and job security? Any reply would be helpful..🙏

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I have worked on multiple Google projects and tools, ranging from spreadsheets to Google Data Studio. Basis familiarity with the Google systems, I have applied to endless jobs in the organisation. However, I have no idea why is it sooooo difficult to even get an HR call for the screening.

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Hi, just wanted to know will those who were promoted to Consultant in January 2022 get any hike at all or no?
Thanks!

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Additional Posts in Homeownership for Teachers

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What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

smart

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

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What's your favorite story helping someone buy a home? I'm going through the process now and it's so stressful. I need a little positivity :)

likeuplifting

Landed’s been working with the College Football Playoff Foundation, and we just gave away another $25,000 to help a Bay Area teacher buy a home. We surprised Jenna, 3rd grade teacher this AM.

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Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

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What programs or resources do you have available for Texas teachers?

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Ah thank you so much for doing this! My husband and I are planning to dive into this this summer, but frankly it seems impossible. The downpayment thing is pesky

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Glad you are here to answer our questions. How exactly does landed work?

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I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

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likehelpful

Over the next couple days, my colleague Jess (who heads all our customer experience work) and I will be popping in and out to take questions on the topic of becoming a homeowner. Hope we’re helpful!

likefunny

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

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Is that something that's available to Teachers in Louisiana?

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I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

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What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!

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My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

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