Anyone here product upgrade their marriott card to the Ritz card? Also, is it possible up do that then reduce the limit to 1500 to avoid the annual fee?

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First, you have to have one of the cheap Chase Marriott cards to make this happen, not the now-comparable Amex Brilliant. But if you want that low of a limit (barely enough to cover 3 nights at most RC properties), why do you want the Ritz card? Just to flex? If you actually want value, the only real benefit over the Brilliant is the upgrades but those also only apply to paid stays.

OP, do tell if you were able to get the $450 waived

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