FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

@Partners - how much money do you need to invest I to the firm to get your partner share?

Does anyone feel like they don’t want to go back to normal? On the one hand, absolutely I want to. I miss seeing friends, dressing up, going out, and traveling for work. On the other hand I have saved so much money over the past year, spent a lot more time with family than I would have ever been able to, and actually rested and been able to focus on my wellness (started therapy and treatment for a chronic condition.)

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Recommendations for tax filing in Chicago downtown?

What is everyone’s take on the NYC housing market? More people and businesses are moving out. I’d imagine it has to continue to dip. Also, they’re considering turning adding more units by converting commercial space into residential space. Inventory is going to be through the roof for rentals. I’d think that has to ultimately impact home prices.

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Other than Airbnb, what is the best way to find month to month rental options?

Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

What’s the best site to put your condo on rent other than Kijiji & MLS?

I'm late 30s, in industry now with TC of ~$175k (up from $35k fresh out of undergrad), a kid with another on the way, a mortgage, and car loans. AMA!

Yes, this is tongue in cheek 😀

What does it take to pass final rounds?

I did decently well on all components (framework, brainstorming, exhibits) but made 2 calculation mistakes with one interviewer… already anxious as I wait for news

Is there anyone who completed the last SHL test and is waiting for the result or call back from HR. For me it's almost a week now after completing the last SHL test but no reply from HR.

Note: Completed all the rounds and documents are also submitted.

Please share here if anyone faces the same situation or any relevant scenario.

Making $37 hr full time with benefits. Chattanooga Tennessee

I just went to apply for a job and the application asked if I’ve ever worked in an audit capacity at KPMG because the company is our client. Has anyone ever encountered this before? Do companies exclude applicants that work at their audit firm from their candidate pool?

What is the salary range for Manager and Associate Director in Deloitte Consulting?

I am haveing 2YOE and an offer of 8 LPA Fixed +20k variable and 1.5Lakh as joining Bonus, got selected in Accenture too what max package j can expect from Accenture.

TIA

Any coat recommendations? Looking to spend under $400 mid/long length in a dark grey or black. Never bought a coat before looking for something good quality that won’t break the bank

Why are engineers so difficult to recruit? Sometimes they make me feel stupid lol.

How much should Software Engineers make in year if you have 4-5 years of experience in the Bay Area?

Sinple advise those who are waiting for SA promotion... whatever package u r getting as A you will get only 15% hike for promotion to SA...so it's nt at well worth, Better switch.

What would be a typical salary for a junior in house counsel role (3 yoe) at a publicly traded company in a secondary market (think Austin, Tampa, Charlotte)? I’m having a really hard time finding what a reasonable range would be. Most positions I’m applying to require desired salary in the application, and the truth is I’d accept anything north of 125k but don’t want to undersell myself and take a bigger cut than necessary coming from biglaw.

Tommorow i have l1 round of EXL for business analyst profile. Please suggest me what should i prepare the most? How is BA interview in exl

What kinds of strategy projects would best prepare you to exit to a clinical stage pharma start-up and support their business strategy through clinical trials / an ipo?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hey! I created a bowl for DEIB practitioners and employers/hiring managers who need contractors or candidates .

How much sleep are you guys getting during the week and what are some morning / night routines that have helped you be more rested?

Social media is changing, from IG going to video and Twitter….well. It has become clear how important focusing on multiple social media channels can be.

Best hotel to stay in Dubai for projects?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

260K base HHI and no debt. What is the max you would spend on housing? Take home is $11,000 after maxing out all tax-advantaged accounts. I was thinking $4000 a month, but not sure if it is too aggressive.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Have 20k, what’s a good small business to start with this fund? Serious question here

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Poor, clueless 23 year old here. Any tips on how to balance retirement savings with short-to-medium term savings goals? (Wedding, MBA, car, down payment).

I currently max out my Roth IRA, but don’t max out my 401k. If I did i would have nothing left for liquid savings. Any tips?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Where online can you invest in rental properties/real estate as a non-accredited investor?

If you could right now, would you buy a house in full cash or invest in the market?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

At what investment size should you typically start using fee only financial advisors?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?