FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

NYC 🐠! For those waiting to return and sign new leases, do you think there will still be a reasonable amount of deals in august? Or do you think most opportunities will get scooped up before then? Trying to time it right as I don’t want to be in nyc this summer\pay rent this summer but don’t want to miss out and pay more $$$ over a year.

I’ve found a place I love in the Bay Area, have the 20% downpayment needed, and have been pre-approved for a mortgage. Only thing holding me back is the fear of a recession. What to do?

Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

Can someone please explain to me how carry compensation works? If I was told I was granted $125k of carry into our fund? I heard the words “dollars at work” a few times

Just put my deposit down for a 6 mo wait for a datejust… any ways to speed up the wait time? 😬😳 Want it on my wrist already!!

Is draft kings a stock to hold long term? Enter today? Thinking of 5k

Anyone into crypto? What are the best apps for it?

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

I know I want to move to NY at some point in the near future, but am just trying to decide the right time. From a rent perspective, but also from the perspective it not being worth it when there are limited things to do. What are other people thinking?

Any recommendations for RPA stocks?

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

💥Relocated to NYC and my real estate broker has said it’s been hard to book any showings. I’ve heard in this market, having a broker can hurt you because property owners prefer to not split the brokerage fee & go straight through tenants. Is there truth to this?😫

What do you check for when you go to view your properties in advance?

Is there some type of document I can sign to protect myself and my assets when buying a new property?

Any thoughts about investing in RE in Prosper? Is Proper really supposed to be the next Frisco?

Any suggestions for financial planner or advisor in New Jersey area?

Anyone in crypto compliance? What’s your background and how did you make it there? I’m in asset management compliance and want a change.

I have been told that networking is crucial to move up in healthcare management. What is the best way to go about networking?

Heyy, I am looking for flatmates in ZS. I live in Gurgaon. If anyone is looking for a flatmate for 3-4 BHK let me know…….

Anyone able to see the moon in NJ?

Is it cheaper to get LASIK done in India or US?

Started at my first agency 3 mo. ago. I’m doing great work on exciting clients, but I often feel uninspired and drained. Is it growing pains or is this the wrong industry for me? How will I know?

What's CK up to now? Made anything notable of late?

I know nonprofits have to register in each state where they solicit charitable donations. What if someone from a state where the org isn’t registered makes a donation bc of something they saw online or on social media?

Does FIS offer onsite! If yes, what are the approvals required?

I just went to apply for a job and the application asked if I’ve ever worked in an audit capacity at KPMG because the company is our client. Has anyone ever encountered this before? Do companies exclude applicants that work at their audit firm from their candidate pool?

How long do you spend on monthly reporting for your clients?
My 3-person team spends about 15+ hours a month each writing monthly reports for our clients (99 small retainer clients). We’ve received feedback that they’re too complicated and the clients just want to know - are we on the right track, what action items are there, and what any next steps are in their strategy.
How do you simplify without losing value?

EXL…. A tatti company. Please don’t ever join.

KPMG EA’s - how many of you are going into the office? Average number of days per week?

I want to get middle school cert (for ELA) My degree is K-8. My current cert. & EdTPA is K-5. What's the quickest & easiest path to middle school certification?! (I'm in TN, specifically Sumner Co.)

Tips/concepts to know for Google Data Center Technician interview? I’m coming from help desk so I’m not super well versed in hardware/networking

How is technical growth in service Now for automation testers

Thoughts on pneumatic vs. electric standing desks? Does extra weight make pneumatic desks any more difficult to operate?

Hey! Anyone have any rental apartment/building recommendations in D.C. (1 bedroom)? Also open to Silver Spring. $1600 budget but open to going a bit higher.

Guys i am in canada. Looking for some ideas for side gigs. Currently working as an insurance consultant. Thank you

I am looking to start a brokerage account but I’m not sure where to start. What would you recommend as step 1?

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

If you could right now, would you buy a house in full cash or invest in the market?

I finally at a place where I could buy groceries without checking the prices. In the past I wouldn't buy something I so desired if it's a bit pricy.

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Poor, clueless 23 year old here. Any tips on how to balance retirement savings with short-to-medium term savings goals? (Wedding, MBA, car, down payment).

I currently max out my Roth IRA, but don’t max out my 401k. If I did i would have nothing left for liquid savings. Any tips?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Do you have a set $ you save every month? I'm 27, I've been tracking spend since 2020 and my $ saved has very strong variances MoM. If we consider 2021 a more "regular" year, I varied from $600 saved one month up to $3.2k in another (though that was partially due to a job change)... It's not affecting my overall saving % (was 46%) but wondering if I should try to even it out a bit more?

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

Hi everyone! What do you invest in after maxing out 401k, IRA, and HSA? Thinking about real estate or continue investing in the market?

Currently making 140K with 100K NW. 23 years old.

Thank you!

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

If you had 2 mortgages at the exact same interest rate (1 is a 15 year and the other is a 30 year), does it make sense to put extra payments (say 400 per month) towards one or the other? Looking at it purely from a $ perspective in the long term (not psychological where You prepay the lower balance quicker to ultimately have only one loan).

15 year loan - 125k balance (renting this property out)
30 year loan - 400k balance (looking to buy this property soon)

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.