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It's a low return way to make an insurance company money.

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More info here after some googling. Just given the # of entities involved and following the old "if something sounds too good to be true, its a scam", it smells off.

https://theflexmethod.com/additional-information-disclosure/

helpful

Good idea.
If someone is trying to sell you something in finance it’s almost always bad

Assume your in laws are older; almost certainly don’t need Whole Life.
Help them run away from the salespeople and find them a real financial advisor.

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Related Posts

For those of you in consulting/finance/high intensity jobs, what medication do you use for anxiety? Currently using a beta blocker as I’m afraid anything more will cause cognitive impacts.

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Graduating in two weeks and got a job offer from Amazon for tech support specialist role, in job application they asked for expected compensation and i put 55k, and they offering me exactly 55k should I have asked for more instead, I feel like I might have shot myself in the leg there a little bit

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Anyone else sickened by Amy’s use of her black kids as props? You didn’t have to tell us that those two black kids were adopted, but way to make them feel different.

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How can I make friends in Chicago?

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I can’t get pre-approved for a $525k loan. We have $665k in liquid assets.

Owning your own company doesn’t sit well with the banks.

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What would be the minimum monthly expenditure for a single person in bangalore considering rent, food and other essential expenditures ?

Can someone connect working at A&M CPI practice?

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New to PI. I filed suit and know policy limits ($500k). I want $1M but I have to live in reality. Insurance company wants to know if I have a demand. Is there any reason why I’d demand more than the policy limits?

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Any superb restaurant recommendations in vail? My wife and I will be celebrating our 10 year anniversary and we just had our first child. Since most dinners these days entail standing over our kitchen island, want to go all out on the food. We already have Matsuhisa and Mt. Standard lined up, curious to hear about any others!

Is there any opening for Mainframe professional for 12+ years of experience. Location no constraint.

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Has anyone completed CAIA? If so what’s the timeframe to completion like? Thanks in advance!

Hi fishes,
Please help me with a referral for the role of .Net Full Stack?
YOE: 10 years
Actively looking for a job change, Serving NP..
#advice #help #hiring #chennai

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We added one new member to the bowl this week! Rock and roll my fish friends. Your task for the week is to add a fish, be transparent at work, and work to some day take over Charlie’s job.

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Agencies in Detroit?

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heyy could you please help me with this question:

why does cap structure not influence firm value?
❤️

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Let’s start this bowl by sharing our learnings: What has been you biggest learning as a leader so far?

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Here are some awesome apps for investment:-

1.Groww
All in one app- investment in Mutual funds,stocks,IPO,FD,Gold.
Link:-
https://app.groww.in/v3cO/61bcf14

2. Cred
For managing all credit cards at one place. Think as someone is paying you for your credit card bills.
Link:- https://app.cred.club/spQx/ce090339

3.INDMoney
Invest in foreign stocks and efts. As you need to diversify your portfolio.
Link:-https://indmoney.onelink.me/RmHC/9cb8da54

4.WazirX
Its my favourite for crypto investments.
Link:-https://wazirx.com/invite/j9kk5ted

5.12%club
For parking your emergency funds and getting 12% p.a is exceptionally good.
Link:-https://twelveclub.onelink.me/2Cmd/25922c

Never put all eggs in one basket.

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Does your firm see why you failed a clearance or trust?

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Additional Posts in FIRE Financial Independence Retire Early

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

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What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

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About to have $80k to invest. Already maxed on tax advantaged accounts. I already own two rental properties and dont want more. I already have 3 months in a HYSA @3.5% and $380k in VTI VOO and some other mutual and etfs. I am not allowed to own crypto. I might want the money in a year to buy a house. What would you do with it?

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Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

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What do you want to do when you reach FI?

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25 yr old here with net worth of $140k and $110k salary. Starting small but want to FIRE. Is it too early for me to buy an investment RE property (while I live in NYC myself)? I saw another post of a someone buying a $140k property with positive cash flow and was inspired to try and do something similar.

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Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

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For all new home buyers, at what stage in the construction process are you experiencing delays? As per my builder my home is slated for Sept/oct '22 completion and the builder will be setting-up a pre-drywall inspection meeting for July 1st week. Wanted to get others perspective whether sept/oct '22 timeline is still a reasonable estimate (wanting to take a 180 day lock-in from lender)

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I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

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Those who invest in residential real estate for passive income — looking back — what do you wish you knew before purchasing your first property? What would you have done differently?

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How badly is inflation affecting you? I went to the mall the other night and it looks like consumers are going on a usual.

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Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

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The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

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Hi all I’m new and ignorant to be blunt. I finally found a financial coach to at least start my journey on becoming debt free as my savings is pretty pathetic. But who should I ask advice on my 401k & IRA? I have no idea if I’m investing smartly. I have reviewed the Bogleheads’ Guide to Market Indexes which I feel is helpful so far. I am 40 so not exactly young. Thank you!

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the more I want something, the harder it is to achieve. anyone has this feeling also?

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

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How to FIRE with kids? No kids for us yet but wife and I do FIRE and we’re wondering if it’s even possible with kids. Just takes longer maybe?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

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Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

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