FIRE Financial Independence Retire Early

Is anyone planning to FIRE in NYC? What's your number?

I'd love to stay in the city as someone who doesn't want kids but it feels daunting...

How much would I need to travel six months internationally (couple) if I retired at 60. Most models say $2-3 million to cover mortgage and health care but it seems like I’ll need much more

You have $1.5M invested, and you’re about to marry your SO who makes $700k a year (who’s happy to support you).
You’re planning to move to a new city this year where you’ll have to job hunt again. Your… more

What percentage of your portfolio do you put into specific stocks you believe in vs just VTI VXUS and the like? I've been historically so conservative and mostly done target dates

Hi all, what are some great HYSA you recommend? Trying to decide which one and feel like there’s a lot of options. Any advice is appreciated!

Seriously considering applying as a flight attendant for coastFIRE .. pay is crappy but decent and with good benefits and flight privileges which would save me a lot of money each month instead of pay… more

How safe is it to FIRE if you’re 50% above your target?

Recently got my act together, started a major push to clear debt and invest, now trying to learn how to FIRE and assess if I’m on track (goal is to keep current income in retirement)

Currently:
- 31 years old
- zero dept (sch… more

Will have a long term capital gain in the 3.5 million range later this year. Currently live in a higher tax state and am considering buying a condo and moving to FL by the end of the month to avoid a … more

I am 33 F living in nyc with $1.2m net worth (all cash, stocks, retirement). If I plan on retiring with no kids living half the year in nyc and the other half in Asia, would you say $3m is enough to b… more

What are some COAST Or Barista FIRE jobs you all are looking into? Ideally one with benefits.

A friend has a vacation house and was telling me the merits of doing STR, claiming real estate professional, and doing a cost deg study for bonus depreciation etc. I am considering turning my primary … more

I constantly feel poor and cash strapped despite being in a decent financial position. Can bowl members here comment on how you have managed these feelings? Am I crazy? I feel like I’m living paycheck to pa… more

I hit Coast FIRE but mine was lower at $300k. I’m also 29 YO, single, and will inherit family home (only child), in the meantime I live with my parents and don’t mind living with them. My career aspir… more

My firm offers a pension plan. When I retire, I have the option to take a lump sum or an annual pension (various options available under the annual pension plan, such as me only, me+spouse after my passing,… more

Would love to hear peoples thoughts on what market pros and cons are inevitable as a result of the SpaceX IPO. Do we expect funds to jump in early? ETFs? Should we think about jumping into tech speci… more

I have a question as I plan for an early retirement. I’m 47, married and two kids under 10. Been investing in 401k since my first job, currently at 2.5M. Vast majority of my savings have been going there, brok… more

Is Fundrise legit and what was your approach to investing in long term plan? What are the best options right now?

For Angel and other investors how did you get started and what was your approach? Want to start with minimum amount right now as I am getting back into workforce after a 2 years break. But want to bui… more

Just reached Net Worth of $7 million. 56 years old. $1.8 million of it was inheritance. Of the $7 million, $1.1 million is real estate. Thoughts?

Anyone gotten/considered a job at your kids school as part of coast FIRE? My kids are currently 3 and 1 and I plan to leave my high stress job around the time they go to elementary school. There isn’t… more

31, ~$170k invested and ~$240k net worth including home equity. Recently promoted and earning ~$180k including bonus and rental income.

Goal is financial independence by my late 30s while still enjoying life and raising a fam… more

For any Christians in the bowl, what do you think about Luke 12:16 - 21? I’m 4-5 years away from hitting my goal but I’m having a hard time with this…

30 YO , 210k in retirement, 200k in personal brokerage, 40k emergency HYSA, rental mortgage with 200k on it at 6.125% currently netting 250$/month. Would you consider cashing out personal brokerage t… more

42 Years old. Single by choice. Cashed a house in low cost area, which is where I'd like to retire to. Currently, I. renting it out til I retire. Its brining in $1200/month. I paid $52,000 for it … more

Ok I’m 43, 2 kids, combined pre tax household income $450k, we have $1.3M in total assets roughly $700k in retirement accounts, $200k equity in investment property, and 300k primary home equity, with … more

Need some advice here. I'm 35 and my husband is 37, living in HCOL area. We just welcomed our second kid. We have 400k mortgage on a 900k house; over 400k in 401k, 80k in cash/HYSA;100k in brokera… more

32M - getting out of Real Estate after a loss that was hard to swallow. All I can say is I tried. Afterwards, I’m estimating my total cash and I will likely exit with around $40K cash, $240K Roth, $60K equity in my last prop… more

At what income would you be okay spending $3,500 to buy a ticket to see the Knicks in the finals?

How can I be on my way to FIRE? I’m 25 and my partner is 26, together we have a $230k NW not including our home. It still feels so far away and jobs do not feel secure. Currently make $171k combined p… more

Bonds seem to be losing the ability to hedge stocks. (Rising rates, inflation risk, etc) What are you using as alternatives for the "safe" or "shorter time horizon" part of your a… more

Just curious what spend fellow consultants are targeting in FIRE? For me, $150k coming out which includes healthcare and taxes so like closer to 100-120k of actual spend for 2ppl. Maybe we are cheap!

Need help in “feeling” secure so that I can start living life. In the last month, I have reached 2m across retirement accounts, personal brokerage, and real estate. I am 30 with depression and struggl… more

For those close to FIRE: How are you all hedging sequence of rate risk? For example, if the first 5 years of retirement are critical, how are you positioning for this? What ETFs do you use outside of … more

What apps are you all using to track your money and investments… I just want one app that works!