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Work is better when you don’t need the money
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Has anyone figured out how to get cash back on a mortgage?

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What do you all include in TC? Salary + bonus + company stocks (if applicable)?

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I have about $800K cash and cash equivalent. I should be ok for a while if I were to lose my job, right?

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Thoughts on what to do in retirement when we hit FIRE with young kids (5, 8)?

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How much would you feel comfortable spending on a house considering the following context? And how much would you pull from your stash as a down payment?

-DINK couple, mid-30s, HHI $230k
-NW of $1.1M, no debt, currently renting more

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I'm reviewing my 401k/IRA investments and settings. I've never had a financial advisor and worry some of the settings like dividend reinvestment for example may not be as smart as they could b… more

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Car shopping for the first time. Any advice?

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Do u practice stealth wealth? Do ur family & friends think you're poor or just getting by? Share ur stories

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Here we go: what is your coast FIRE number and what age are you planning on retiring? 🔥

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any real estate investors here?

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I received 85K from sale of real estate. Is there anything I can do to avoid or reduce capital gain tax such as putting some in Ira? Looking for any ideas of what to do with this money…,where/what … more

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Curious if anyone married with kids is independently on a FIRE journey? I’m aiming to FIRE at 45 and my husband is ok with working til 65.

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Any guidance on savings in 529 Account?

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Between my current 401k (46k) with Deloitte and IRAs with Fidelity (Roth and IRA from previous employer. I finally crossed over the $100k invested mark. Should I rollover over the accounts from Fid… more

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What expense categories do you all consider to get to your expected total expenses for your coast Fire number?

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Trying to roll employers 401k, that is managed by Alight Financials, to a private managed IRA account. Amount is < 100 K. I already have a chase managed IRA. The growth is good. I want to try some… more

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Anyone used UBS for a managing your stock funds? How are they compared to a chase or a Charles Schwab? New to wealth management!!

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Fish fam! I’m in the banking tech industry and have a good 9-5 job. Work is kind of boring and lots of office politics, but I manage. Want to start my own business, tired of working for others, and want to … more

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I met with a financial advisor recently. I put together all our assets on a spreadsheet and pleasantly surprised our net worth was $10.5M. We didn’t think it crossed $10M even though we knew we were i… more

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Is contributing more than the employee match for 401K actually a bad idea? Currently 25 making $90k with an effective tax rate of ~20%. With retiring early as the goal, it seems that investing inside … more

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Have decent equity build in our current home and thinking of buying another property to move in it (it will be 30-40% more cost) and put current one on rent. Don’t have much investments in stocks or a… more

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What’s a realistic ballpark number for annual expenses in retirement for a couple that wants to live comfortably but not lavishly? Assume paid off house and not supporting kids at that point. Thanks!

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Anyone with kids in college have any luck getting grants or scholarships? Bc of FIRE (meaning we have a lot saved and invested), we are not getting a break for 2 kids bound for private colleges. The n… more

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Want to achieve FIRE as soon as possible but just bought arguably too much house (we could comfortably afford it). Anyone else in this situation and what did you do?

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Best website to use to determine when you can achieve COAST FIRE?

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From that survey, it looks like most of us hit 1M in our 30s. Which means, the 1M by 30 benchmark is validated as the standard to benchmark against if you want to be ahead of the game.

I'm wonderin… more

likefunny

We just hit 2M mark today. Coincides with 10 yrs in US, came here aged 31 and started from scratch (NW under 20K at the time). Coming from a family with single mom raising 2 school going kids, couldn’… more

likeuplifting

Best paying side hustles to do outside 9-5 to help get to FIRE quicker?

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How to prepare for an incoming layoff and preserve the wealth I’ve accumulated thus far?

Low 30s, VHCOL city in US

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If trying to coast fire (retirement seed large enough that you don’t need to continue contributions) then don’t you miss out on employer matches?

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Does anyone here prioritize dividend investing in their portfolio? I’m 35, invest in Schd,O, VTI. I figure passive income matters for FIRE down the road, or should I just focus on total return and put… more

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anyone here into BIFL or Buy It For Life?

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Anyone successfully used a financial advisor?

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I'm thinking of investing 10% of my monthly savings into Bitcoin, expecting it to double in three years, resulting in a $5,000 gain from a $5,000 investment. I’m questioning if this is “worth it” … more

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Hello,
I’m just looking for some feedback on how I can transition from medical field to the world of business and money.
I’m looking for more independence and expand out of my comfort zone.

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I'm 44 and mom recently passed away due to sudden heart attack, which made me realized I'm prone to heart issues. I no longer want to work until I'm 65. We have 3 kids, 16, 14 and 7. I rea… more

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Any recommendations on how to advise my parents who have just retired? They were planning to retire in the next 3 years but due to layoffs have pushed up the date so effective as of now they are retir… more

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Fidelity retirement tool gave us a hugely rosy picture. Feel like it can’t be true! We are both 56. $2.25mm in investment, $250 k in HYSA, house paid off by 65. Kid is off on her own and self suffic… more

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