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If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
Nyc couple with $0.5m in income who feels average

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It’s a no annual fee card so why are you hesitating?
Blows my mind how everyone doesn’t have this card. Get it immediately
this card is a MUST
I also have CSR and Prime card which is solely for Amazon purchases. The card gives you 5% cb to keep spending with Amazon. You apply available point balance when you checkout. No brainer really if you spend with them. Free $
🤯
Thank you!
Forget the concern about 5/24, the store or prime card is absolutely worth it if you buy a lot from Amazon (go prime if you shop at WF too). No other card is going to give you 5% as cash back buying from Amazon every day of the year.
It’s a Chase card so it takes up a 5/24 slot. Up to you if it’s worth it, I think there are plenty of other Chase cards that provide more value but if you’re really into the Amazon/Whole Foods world then why not?
I was denied because of the 524
I have the Business Amex Amazon card. Same 5% benefit but doesn't impact your personal credit report (aside from initial inquiry) and doesn't take a 5/24 slot
Just apply for the business one. That’s what I have. Doesn’t take up a slot. Works exactly the same as the personal.
Thanks all, lesson learned!