Marital advice from points 🐠 please! I’m the points / rewards person in our house. Spouse couldn’t care less. Drives me bonkers when he makes purchases at stores where we have rewards but doesn’t bother to identify it. He literally leaves money on the table when not bothering to pick the credit card from his wallet that has the best rewards for the merchant. I give him the tools (card pointers app, all the rewards cards in apple wallet) but he just can’t be bothered. How to get him onboard??

like
Posting as :
works at
You are currently posting as works at

My wife is the same way. It hurts to think about all the points and miles we lost. My solution, which she really likes, is to use one card. In our case, it is the Amex gold. Sometimes I’ll swap if needed, but it’s always one card at a time.

like

Some people just don’t care about these micro-optimizations. I’d do what D1 said and give him 1, maybe 2 cards, to optimize (eg restaurants vs everyday purchases).

My now ex wife was the same way. Then I took her to Japan in business on ANA on points and stayed at nice hotel on points. Seeing a tangible payoff was the deciding factor, and after that while she begrudgingly did it, she used MPX, shopping portals, and the correct CC.

like

My husband keeps using Chase Preferred in grocery stores (1.5%) when I keep asking him to use Amex Blue Cash Preferred (6%). Then he’ll use Amex for non-groceries which would be 1% only. Drives me crazy, but I tried explaining, I literally showed him how much money we get from rewards, but to no avail. 🤦🏻‍♀️ at least he let me set up preferred payment methods on all apps he’s using so that we can maximize points there, but in person is just impossible for him to remember. Luckily I do most of the buying/paying 🙂

like

I gave up trying. Best I can do is make sure I pay when we are out together. WFH has helped since now I go with her on most errands

funny

What am I missing? I probably don’t optimize either, I just grab whichever card I find first. Does it really make a difference in the long run? Why not have just 1-2 cards to keep it simple?

like

Someone needs to teach me how to do this 😓

Can you give some examples of purchases and what card he should have used? And is he spending thousands a month where the extra 1-2 points really matters that much?

D4 has a perfect example of what I’m talking about.

I’m in a similar situation and found that the easy thing to do was to give my SO one strong well-rounded card for everything.

Truth is, the vast majority of people don’t see the value of the points game. My SO thinks it’s ludicrous to devote dozens of hours to scouring for signup bonuses, optimizing purchase decisions, etc in exchange for an upgrade to first class here and there.

Related Posts

Engagement Director (FINS) at Salesforce…what TC to expect? What are travel expectations?Salesforce

like

I can’t deposit my check via Citi’s mobile app because the amount exceeds my daily deposit limit.

funnylikeuplifting

How is the work culture in payments domain in Amadeus labs banglore

Does this travel and payments have scope for the future

What are the competitors or other opportunities if i want to switch after 4-5 yrs of experience in Amadeus labs? Which all companies do ppl move out of Amadeus if at all

like

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

likefunny

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

like

Hi everyone. Not on H1B just yet but does anyone have experience traveling to Mexico,Canada or the adjacent islands on an expired F1 visa (Still OPT eligible) through the Automatic Visa Revalidation?

like

Does anyone here have a Tesla? Should I do it???...

like
likehelpful

How do you boost your credit score within a couple of weeks? Very small increase needed.

like

Would you cash out refi a rental property to buy another rental property?

like

Currently make 90k and save about 500 per month after 401k, HSA, mortgage, all expenses etc per month. Where can I go to Cali to save the same amount and how much do I need to make to do so?

like

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

like

Fellow desi folks - how do you keep your h4 spouse occupied? We are going to be marrired in january and want to provide her as much support as possible. .

She said she wants to pursue MBA but supporting her tutuion fees is currently out of limits for me given im purchasing a family home in mumbai which is going to cost me 4.5cr.

How do i bring up this topic without sounding too negative that i cant support her tution fees but can cover all other expenses (living,transport,food,travel,education

like
like

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

like

I’m a private immigration attorney whose interested into transitioning into a high level federal government attorney position in the future (not in this administration). Ideally, I’d love to work in the solicitor general’s office.

I’m only a year or two into practice and am wondering if there are any tips to best position myself for this type of position? I don’t anticipate making any moves that way for at least 5 more years. No clerking experience or law review, so that’s -2 points for me

like
like

I’ve been seeing a junior copywriter opening at DDB on LinkedIn for a few weeks now. Does anyone know if that actually exists?

Also, major bonus points if you have a good person to email there.

like

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

like

Hello Folks from TCS, I need your help, My visa process for Germany is already going on and it shall be completed by ending Feb or early march. I am now having an offer from IBM and I want to use this offer to further cement my onsite position
Should I resign and then talk with management or directly have a discussion stating that I have an offer and When can my travel request be raised post visa stamping

like

More Posts

Anyone working on Oracle Subscription Management ????

Can anyone refer me in Amazon ?Amazon

like

For people who post links to news first - how do you do it? I send stuff to people and they're like oh saw that, and it was two hours ago...

likefunny
like

If lti hire for RPB post so should I join or not coz I have another offer also with other companies..

like

Do MBB firms usually give temporary accommodation to look for a place for people relocating from outside?

smart

Anyone who had a tailored 2 piece suit made from Parmar Tailors in Deira. Did you get a price reduction or pay asking? What did you agree?

What is everyone’s favorite cold storage wallet and why? I’m thinking of going to with ledger.

like

Want to dip my toes in the crypto game. Grew up poor and it all seems so risky, but I am living comfortable now so willing to try! Where should I start?

like

Today opposing counsel contacted me to request an extension of time to file a discovery motion due to current shelter in place orders. Today was the last day to file - no prior effort to m/c. Cont.

like

Has anyone been admitted to Massachusetts by transfer of UBE score? I submitted my application in July and took and passed the state law exam today. How long after this were you admitted? Thanks!

like

Jusr took 2nd practice exam for far on becker and got a 68, exam is next week... what should i be doing other than hammering mcqs?

I just have to say thank you to all these posts!!!! I’m working out of town and not reaching my dog loving goal and all of these pics make me smile!!! 😊🐾🐶

like

Anyone work at Spotify or someplace similarly music-centric (Tidal, Apple Music)? What’s the lifestyle / WLB like? How’s your team?

like

Can anyone help me with dump of Microsoft DP 203 course? It will be a great help for me.
Any other Data engineer course dump of any platform (Google, Oracle Microsoft etc) will be helpful. Please help it's urgent

like

Post a pic of your food and I’ll rate 1-10. Friday food party begins here 🍜

like

Hey fishes...

With around 10 years of experience I have offers from VMWARE and CISCO (AppDynamics product).

Cisco is giving me 4L lesser in total CTC.

Which one should i choose?

likehelpful

Pakistani people-born and bought up in Pakistan. Anyone married to an Indian muslim girl or guy?
How different were cultures?
How did your folks and extended family react?

like

I feel like the lesbians that I’ve been matching with don’t have real jobs. Why is it so hard to find a professional? Anyone here up for a date in the NYC area? Prefer femmes

like

Additional Posts in All things points

What’s the point of Hyatt globalist concierge? I emailed the guy asking a question and never replied to me

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Hotel recommendations in Sydney and Melbourne?

like

American airlines is so dumb. Was trying to purchase MCE seats for a long-haul. You can’t
purchase it online after check-in. And they can’t uncheck you over the phone. Good thing I fly Delta!

like

If you bought a United Flight with miles can you change your flight and book with cash? I don’t have enough points for flight I want to change to and app is only give me miles option

like

Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

like

Just booked flight to Hong Kong. Best SPG/Marriott to book on points? Trying to find proximity to good nightlife, restaurants, and public transportation. (Cont.)

like

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

like

Have an amount of Marriott points I would would like to use to buy United miles.

Any advice on carrying out this transaction?

like

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

likehelpful

What is everyone doing with corporate card Amex rewards annual fee? Is it waiveable since there’s no travel?

like

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

like

I am AA Platinum Pro, for international travel on AA, is there extra baggage allowance or not? Weight wise or piece wise? Oneworld website says ‘yes’ and AA website says ‘no’

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

like

Anyone else has two Amex plat and why?

like

Might have to leave the “all things points” bowl soon if these creepy ant/roach/bug posts continue. Making me so paranoid to stay in a hotel now smh

likesmartfunny

Anyone flown Copa Airlines Economy? Considering booking some personal travel on it using miles and wanted to see if it’s any good

Heads up: Hilton is giving triple points during July if you use their credit card for booking. Good opportunity to make up to 54 points per $1. Time to stack up those points! Happy monday! :D

like

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

like

Do you get elite night credits for award/point stays?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal