Help me choose offer for Data Scientist role:
Optum 16.5L(15.3L fix + 50k Joining Bonus + PF)
Tredence 19L(16.82 Fix + 1.33 Variable Pay + PF)
Delta Airlines will match or better Tredence offer

YOE : 2.2 years post MTech from top Triple "I" T

CCTC:11.5L +1.5L Retention Bonus(doesn't make sense as I need to return it if I leave)
All offers are for Bangalore Location
Optum has Patent type work for LLM fine tuning,RAG, etc. I am not sure if my work will go in production.
Would appreciate Reason

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