Hi all, I'm a Data Scientist with 6 years of experience (5 years relevant). Current CTC: ₹20 LPA fixed with ₹8 lakh mediclaim. Next appraisal in Jan 2025 (15-20% hike). Got an offer for Principal Consultant at ₹28 LPA fixed + 10% variable, with ₹1 lakh mediclaim. Next appraisal only in April 2026. Looking for advice on optimizing this offer, especially regarding salary growth and health benefits. Any suggestions?
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