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Enthusiast
when you find out, let me know! i’ve been managing my own funds since i’ve seen financially illiterate people get scammed by advisors who supposedly had their fiduciary interest at heart.
To your point, most people do go the referral route from others they know. I married mine 😂.
http://Adviserinfo.sec.gov
Just max out upur 401k, HSA, Roth, save for college and put the rest your money in the S&P500 and call it a day! Don’t pay a percentage based fee