Humana is offering early retirement and RIFs again this year….. YOY thing with that company - my friend has been in leadership for 20+ years and is stuck between taking early retirement or being RIFd. she is only 50 and has a good 12/15 years to go….

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Ooof but the reality of trying to get hired at 50 is rough - ageism in the workforce and hiring is real. What does early retirement entail?

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What makes her sure she will be RIF'd if she doesn't take early retirement?

NOTE: Humana offers ZERO retirement benefits. I took early retirement from Humana about 18 months ago. The package was exactly the same as if I had been RIF'd - 2 weeks severance per year of service, and medical/dental/vision at employee rates through severance period.

I would stay, and see what happens...

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It was a different package this year. Stipends … and a few other perks.

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I don’t think I’m smart enough to understand this post. Are you saying this is a good retirement plan or bad one?

I am not 100% sure, but I think that the author is trying to convey that a friend can either take a payout from a reduction in force, or just retire and I assume not get any money, but I'm not 100% sure.

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