I got offers from Optum and lloyds which best

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From my experience don't choose health care, work culture is toxic with almost less skilled upper management and toxic culture

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I’m not deeply familiar with the banking sector, but in healthcare, the revenue generated by hospitals doesn’t primarily come from software — somewhat similar to banks. However, in banking, technology plays a much larger role due to the scale, user data, and systematic processes involved. I had joined the healthcare domain and worked there for five months. Although my performance was well-received and the job was stable with a good CTC, I chose to leave — not because of the work itself, but because I didn’t connect with the culture.

Optum...

Reasons:
UnitedHealth group is #1 in healthcare industry.. and fortune 20 company globally..Well established in India.. More exposure to AI/ML tech stack.. Have offices in multiple major metro cities in India..

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How much are they offering?

Optum 40 fixed 20 % variable and Lloyds 40 fixed 5% variable

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