I have been reading a lot of articles about how companies try to structure their compensation and benefits plans. I'm considering whether to apply for a position at my local municipality, so I need to know if it makes sense.

The amount of paid holidays may differ, PTO days may differ and definitely the retirement plans are different. Setting aside the salary, which benefit would be the most important to you? I'm leaning towards the retirement plan.

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I think PTO matters most to me right now because of the stage of life I'm in (young kids). But if the kids were a bit older and I wasn't juggling so much, I'd go with retirement plans too!

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That makes a lot of sense. As life changes, so do the priorities!

Healthcare and retirement plan. Those are the most important. PTO is too, just to a lesser extent. Assuming the amount offered is at least reasonable. Great healthcare wouldn't offset only getting like 5-10 days off per year for me.

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Since health insurance, especially for a family, can be so expensive, my must have starts there and I can figure out the rest later.

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