I’m starting the IVF process and planning to do my first egg retrieval in early June. I’m hoping to do back-to-back retrievals due to my age and hoping to have at least a few healthy embryos before we try our first transfer. I have Anthem BCBS has anyone done this and has insurance/fertility benefits covered it? Thanks!

like
Posting as :
works at
You are currently posting as works at

I had a similar plan. I had to pay for the second round out of pocket because I hit the lifetime insurance max after the first round. It was frustrating, but worth it to get the extra embryos because it didn’t work right away. I’m now 8 months pregnant and only have embryos from the second round left should we try again!

upliftinglike

Ah ok good to know and congratulations on your baby!

It’s more based on your employer vs the insurance carrier. Some require rounds of iui first before so look into that so you don’t waste extra time.

like

Yes, Deloitte BCBS covers fertility treatment including egg retreival and IVF procedure upto $25000. This does not include genetic testing and egg freezing and storage. By the current cost of IVF, it should probably be able to cover upto 2 cycles.

like

Awesome thank you!

You wont do back to back cycles bc your doctor will insist yiu take a month off to avoid ovarian hyperstimukation and results are better if you do.

Some insurance will not cover a second cycle if you have at least one genetically normal embryo from the first cycle. Check this.

Two cycles with testing and drugs were closer to 42K for me in SF with a bundl package. IVF may be cheaper where you are.

like

Good to know and they did mention taking a cycle off in between which definitely makes sense, thank you.

I called and talked to the financial advisor at my IVF location and they did say Anthem did not put any stipulations on back-to-back retrievals (taking a cycle off in b/w) regardless of obtaining viable/healthy embryos so fingers crossed that is truly the case.

like

Im still not fulky understandingwhy you don't want to take a month off when it is both less dangerous and clinically more advantageous to do so.

IVF is hard on your body. You need time!

Listen to your doctors!

like

If you’re in NY the nominee is required to cover three cycles but not sure if Anthem allows you to “bank” embryos if you get any genetically good ones on first retrieval

Related Posts

I’m on the high side of the BMI scale and really want to prioritize healthy movement. Not ready to formally go back to the gym or do fitness group classes inside (both from a covid mentality and feeling uncomfortable due to size). Started walking more and incorporating some cardio videos, thinking of getting a machine for my apartment (bike, elliptical, etc.)…any recommendations of best machine to incorporate or additional fitness ideas?

like

Does Boston Consulting Group have the following?
- HSA
- After tax contributions to 401k w/ in plan Roth conversion

I’m joining in a few weeks and doing some planning on how to adjust my existing accounts/strategy.

Thanks!

like

Do you guys ever worry about hyper-nationalism in Houston and the suburbs?

like

I have family visiting from overseas. As foreign nationals where can they get no-cost covid PCR test?

like

Anyone here being prescribed strattera for ADHD? I got diagnosed today and wanted to hear about your experiences.

like

What kinds of things do you do in commercial healthcare? If that’s a thing?

like

Is laptop reimbursement policy still available or not since hybrid wfo has resumed? Joined last month. This is for Mumbai

I have an intern who's hygiene has slowly deteriorated over a few very stressful weeks at work. Should I leave them be, or gently remind them?

like

Was there a specific point where all this became real for you all? I’m almost 6 weeks and have only had mild symptoms and wondering when it will finally hit for me.

like

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

like

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

like

How many times a week do you hit the gym?

like

What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

like

Hello, I've been working as a Healthcare Consultant for over 4 years now & I am currently a Consulting Manager near the Philadelphia area seeking an opportunity in NYC. Anyone know anything avail?

like

Can you apply for a per diem tax job besides your full time tax accountant job? Both are public

like

Alright I gotta say it.. charlottes gym scene is terrible. Where do people go to workout?

likefunny

If you’ve had issues with BED, please share how you recovered, what has helped, etc. thank you.

like

For those of you with immediate family members who are at high risk, how are you doing? I find myself being very anxious and stressed about my father getting sick.

like

Celiac anyone? Celiac is just the extreme form of glute allergy there is with stomach cramps, disorientation, brain fog, diarrhea etc. Worried to go back on the road and eat outside with many sad and painful experiences. Are there any road warriors who have survived it well? Appreciate any tips!

I joined a new team and have noticed something off with my Director over the last months (slurring speech, no show to calls or even full days of work). I finally asked a colleague about it today because I’m concerned about my Director. She confirmed that she’s noticed the same over the last few years, but no one ever says anything. In confidence she told me she can often smell alcohol. How can I help? I feel helpless. I’ve already lost someone to addiction and I can’t ignore this. Any advice?

like

More Posts

7pm flight- just me myself and I @ TSA

like

My roommate has been illegally subletting her room in our apartment (no consent from landlord and up charging as well).

If our landlord/leasing office finds out, could I be evicted as well?

like

What the hell is happening with this shit company where recently they have laid off me.Now again for the same tech they are hiring .They didn't give me a single chance to attend a project interview.Hope so, This company will get bankrupt soon😇

Post Photo
likehelpful

Hello Everyone,

My brother is looking for a job. He previously worked at Amazon as TRMS . They were not on roll so got laid off last month.
Experience 1 year. Looking for fresher jobs for BBA graduates.
Any leads will be appreciated.
Thank you in advance

Does anyone have any advice on how to convince yourself life is worth it when you think it’s not. I’m a 28 year guy, just got laid off from my job, have aspergers, have no friends, can’t find a gf, why do I even try anymore at anything

like

Check out Boohoo for awesome plus size clothing for holiday parties. I find they have on trend items for really inexpensive prices

like

Hi guys.
Can anyone please share company perks and monitory benefits and JPMC for software engineer

like

Best websites to get more of a handle on Excel as a beginner-intermediate?

like

Planning a honeymoon for Bali in May. Any recommendations for area or resorts? Looking for all-inclusive on the beach, surfing, and sightseeing

like

Is PwC transparent with employees about salary ranges? Do all jobs in the same level had the same range, or are there even rankings within the level? Anyone know what a Senior Manager salary range would be? I think they’re going to try and lowball me with an offer.

like

Hi 🐟 s,

is there a way for tech consultants to become partner ? i am sure there would be but what would be the fastest ? is the bowl reckon quick shifts or sticking to the way on top .
love to know if there are any experiences .

like

Any Sales Leaders doing any of the following with their sales teams?

- Entering a new market.
- Entering an old market with a new product.
- Trying to focus sales efforts onto one objective.

I’m putting together a beta program that was successful for my current company and I want to see if it will help other leaders.

Let me know if this interests you below. Thanks!

like

Hi fishes, need 11 likes for DM TIA

like

Why J P Morgan is taking time to release the offer letter. Any specific reason ?

Hello guys,

Anyone here working on SAP Ariba/ SAP Concur?

Need information and help for the same. :)

like

How is Fujitsu for SAP Functional having 8yrs exp, offering 25 fixed.

like

I’m looking to transition from Sales to Talent Acquisition. I have experience sourcing/prospecting and cold outbound outreach. If anyone knows of any opportunities within their org for recruiters and is willing to give a referral please let me know! Thank you in advance :)

like

Hi All, Wanted to know if we can work from UAE (tourist visa) with Deloitte USI laptop

like

Any reviews about HCL UOB Project work, technology stack and wlb in this project? I have an offer from HCL? Need inputs on the wlb and job security in HCL

like

Trump should be impeached, says lifelong liberal...

[Checks notes]

...Trump and Romney transition staffer J.W. Verret

Post Photo
like

Additional Posts in Fertility Bowl

Does anyone have success conceiving with low AMH? I am 30 yo and my AMH is 1.11, RE says it's low for my age.

like

Just got another negative test. I'm so lost. How do I handle the monthly roller coaster of emotions? Hope, disappointment on repeat. 😔

like

Does anyone have a recommendation for a good OB in NYC?

like

Wanting to know what IVF coverage other consulting companies have. EY, McKinsey, BCG.

likehelpful

Trying to have faith but my recent cycle netted 16 eggs, 8 fertilized and only 2 made it to day 5 for testing. There were 3 others that just didn’t mature. This is my third cycle and I’ve been pretty positive up until today. It’s especially hard to get this news in the middle of a work day. Just tired, still bloated and not feeling all that hopeful as we enter this LONG wait until we get the results next week. I hate feeling like this knowing my chances are getting slimmer by the day.

like

Insight into fertility benefits at capital one? Would appreciate any input

like

About to start back in consulting and my IVF cycle is kicking off as well. How would you recommend broaching the topic with the lead office partner?

like

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

like

Just did my baseline testing and got results. My appointment to discuss the results with my RE is in mid January. Any guides / ways I can start to interpret them on my own before then?

like

Has anyone’s medical provider prescribed femera? I have well documented PCOS and my GYN said I don’t need to wait 12 months for intervention because I have 16 years of documented menstrual irregularities. I just got off my birth control in December. We want TTC starting in my next cycle. Just wanted to hear peoples experience with femera. My whole life I’ve been told it will be a struggle

like

Hi ladies! My doctor has recommended I increase my folate intake in addition to taking prenatals. Any recommendations?

like

I’m on an estrogen patch and I feel like it’s making me really sad. Has this happened to anyone else?

like

Doing FET with my husband; we just found out our ideal egg donor has available lots! It has been a struggle to find a compatible donor, but it looks like we made it!

like

How long after a failed transfer does your stomach and body feel like it’s back to normal? It’s been a little over a week since I got the news that my transfer a few weeks ago didn’t work. But my stomach is still so pooched out and looks pregnant that it makes me cry knowing that’s not the case. Trying to eat clean, tons of long walks, but still feel really bloated and gross.

like

Transfer day!!!! Wish me luck!!! 🤞🏼

like

At the donor egg phase and just not dealing with it well. Having all kinds of regrets if I tried hard enough. Maybe should have ate better, tried all these different things. Did I do IVF too quickly? Some say IVF makes your eggs worse. Is this true???

like

Thoughts on at-home pregnancy test 7 days post day 5 embryo transfer? Risks? Downsides? We have our blood test Sunday on day 9.

like

Has anyone here tried pregmune?

like

Retrieval done, 26 eggs later! :) Good luck to all of you with retrievals coming up or are somewhere in the process! Fingers crossed for strong embryos!

like

As a self-pay lady, it’s really annoying to end a stim cycle with boxes on boxes of leftover medication. They could have estimated more closely and included refills or something.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal