I have been with my current organisation (fintech product and small team) for 5.5 years (first company). Now I have an offer from Nagarro as associate staff engineer with around 20% hike and work from home also (project hiring), but my current company is giving me 25% hike + retention bonus also but I'll have to work from Mumbai with 1 week of wfh each month. Should i switch or not?

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You should stay and switch company after 6month or 1 year .

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If WFH will lead to more savings for you then Nagarro will be better option... Nagarro has better chances of on-site too...

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