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What will be in hand salary.???

Hi fishers, which offer should I go with?
EPAM Systems 19L + 2L jb (don't know for which client I'll be working for)
GE Healthcare 23L fixed but under third party payroll (Joulestowatts). FTE conversions can happens after 6 months. (I like the project here). And no gratuity.
Is it worth joining GE healthcare under third party payroll and how about conversion to Full time in GE, does anyone here know about this?
Tech stack: python, data science, backend
YOE: 3.6 CCTC: 12L
Salary credit timings? Icici bank
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😂 this is too real

Just had my back to back to back interviews with Deloitte USDC, I felt like my scenario based went extremely well and my behavioral just average. If anyone could provide some insight on how long it took for them to get back to you as well as who makes the hiring decision to ease my mind a bit that would be awesome!
Additional Posts in Offers & Negotiations
Hi 🦈
I have offers from below organizations. Please help me to choose on basis of learning and work life balance.
Accenture - 21L(16.5F + 4.5V) Job Level 9. LTI - 22L(19F + 3V) Job Level P2.
Tata Consultancy - 23L(20F+3V) Job Level C3B.
Capgemini - 24L(21.5F+2.5V) Job Level C2. Cognizant - 25L(24.3F+9.7V) Job Level Sr Associate.
HCL Technologies - 26.5L(24.5F(including monthly EPB)+2.12V) Job Level E2.
YOE - 8.5 years CCTC - 10.05L
Tech - SAP UI5/Fiori
Deloitte EY Infosys Mindtree
How is kpmg for software developer?
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Post tax deduction ~1.20 L
No way. I get 1.16 with 18 lpa , with similar ctc breajup and i declare all kinds of exemptions