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Flexibility with dates and duration is the key.
Transferring points to partners for sweet spot redemptions will maximize your cents per point.
Rising Star
100k isn't a ton but it can get you a decent trip. Where and when will you travel, how flexible are your plans, do you prefer hotels to flights, how many people... ton of factors to consider.
You will need to transfer the points to partners (once you confirm saver award availability) to get the best value. For a newbie, I would stick with Hyatt, especially with Chase. See if there are any Hyatt hotels in your destination(s) and check what the point vs cash value looks like.
I spent 230k points for 7 nights in luxury Hyatt hotels in Tokyo that would've cost around $9k total (obviously a ridiculously inflated price, which western brands tend to do, so don't take the cash price too seriously). Did a more "normal" 3 night stay in Kyoto for 28.5k points that would've cost $900.
Well known sweet spots - Hyatt hotels, Virgin Atlantic Flights, Air France/air Canada partner award availabilty.
B1 What has gotten much worse? The dynamic pricing on partners hasn’t impacted the best redemptions from my read
Use a tool like point dot me or similar (there’s a free one, forgot the name) and compare points pricing across Chase airline partners for your dates. I’m sure there’s similar for hotel partners. You’ll almost always want to transfer to partners over using the portal, but check the portal anyway
Check pointsyeah.com.
You can't go wrong with hyatt or United as well
book it now bro