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Not worth
Definitely not. Use points for category 7 hotels before they become category 8 January 1. 240,000 points for a $2,000/night overwater bungalow at the W or St Regis in the Maldives, or similarly high end properties in Bora Bora, Venice, the desert outside Dubai, etc
and for category 6 hotels before they become category 7 hotels, etc
All category 8 hotels are charged at category 7 rates until December 31, so this isn’t about regular inflation. (And to clarify, it’s 240,000 points for a five-night stay)
Only if you don't have enough for a decent stay and the points are about to expire