Is the Chase Sapphire Reserve card still worth it now that they have increased the annual fee so high? $795 is a lot in my opinion, and I'm not sure if it's an expense I should take up right now, unless you're able to convince me on how the card’s total value can actually outweigh the annual fee.

like
Posting as :
works at
You are currently posting as works at

Chase did try to sweeten the deal by adding new perks like $500 in travel credits, a big welcome bonus if you’re a new cardholder, higher points earning rates (8X I think), airport lounge access, and credits toward things like Apple Music or TV+. If you’re a frequent traveler who can use those perks and maximize the bonus categories, it might just be worth it. But yeah, the fee is hefty!!

like

*The Edit hotel credits…

It comes down to how much would you use the differentiators like the CSR Lounges.

like

It's worth it the first year for the bonus, but after that it is an annoying coupon book. I don't think it's right for most people unless you heavily value Sapphire lounges, which have a better option anyways (RC).

like

Yes, no, maybe.

You can only decide that for yourself based on what you would actually use in the coupon book and how much disposable income you have.

I’m going to keep it for a year on the new annual fee, then reevaluate. Right off the bat, it is $495 not 795 (300 for the travel credit.) I do not think this card is a good fit if you are not using that within a few months

I spend quite a bit on hotels and airlines, but am a bit disappointed rental cars and uber got dropped from this travel bucket

Create a checklist for other useful coupons: stubhub concerts or sports 2 x $150; OpenTable 2 x $150; Lyft $120, Apple Music, door dash, etc… check the box if you are already spending money here and are not going out of your way to do so. Example: I have an Apple Music subscription already and am *saving* money by keeping the credit card. Not getting something new for $0. I get the $11 / month back. I do not currently have a peloton subscription, therefore will not count that.

like

I think it’s worth it for the SUB, maximize credits and then downgrade after a year.

why did you mention the fee increase without the other changes? did you look into the other changes and checked whether it makes sense for you? situation will be different for other people

I spend over $300/year on third-party ticket sites, so I count nearly 100% value for the StubHub credit. I pay for Apple TV, so I will use that credit as well. I do pay for Apple Music but will attribute some value to that as I would use it, say $200 of the $250/year credit. If the OpenTable options are good, I will probably use some of that credit as well since I live in a big city. So for me, it is still worth it from just those three new benefits.

Related Posts

Hello all! In the recruiting process with Meta and looking for referrals to boost my chances!

like

Be honest, do you ghost? It's such a norm now, I don't even feel bad when I do it.

like

Hey! About to move to Jacksonville and I'm not going to have time to really vet a lot of apartments before I get there. Is there a good area to live in or even buildings you can recommend?

like

Hi any reviews on Aptos retail?

like

Paralegals: what’s your least favorite thing about working with attorneys?

likefunny

Interviewing at Strategy& for manager level (Deal Value Creation) - heard there will be M&A focused cases. Anyone ever been through this process and have any advice on prep?

Phr vs waiting for sphr?
Taking the credential and want to prep.

Sometimes I be like “Dayuuuum, I’m so cute and I’m a frigging catch, anybody would be lucky to have me”. On other days, I’m just trash, a joke, or several memes: the ultimate degenerate.

funnylike

Hello Fishes,

Need a referral for delloite for Power Bi having 4YOE. Any body who are ready to help please DM me.

like

I have recently given interview at Microsoft.
HR provided the feedback as I am not rejected bit not fit for the role so they have put me in talent plus pool. What should I expect next and does this mean that I may get the offer ?

like

How does one go about complaining about a poor hotel service incident and getting points? In a country where I don’t speak the language so I’d rather not waste time trying to escalate in person

like

Anyone worked in the EUCOM AOR as a DOD/IC consultant or contractor? I am interested in opportunities in Europe, have a TS:SCI. Would love to connect or get thoughts on the roles.

like

What is it like to work in a design and development team in sap labs as full stack abap developer?

like

Hi Folks,
Can someone help me out which WMS is better for making a career in supply chain domain SAP EWM OR BY WMS?

like

Worst part about being unemployed is the pity face everyone makes when you tell them. If I hear one more "don't worry you'll find something soon" I'm going to scream. Trying to be helpful is one thing but pitying me helps no one and makes me uncomfortable.

like

I’ve received several take home assignments that clearly use real company data or give a good indication to a company’s future strategy. If I wanted to be petty, assuming I haven’t signed any NDA or fine print promising secrecy, could I share this information publicly without facing legal repercussions?

Obviously I know it’s ill advised and this is purely hypothetical, but just from a legal standpoint, would I get in trouble? Seems like an obvious way to get back at a company.

like

Is it okay to take time off during 2 weeks notice period? Thanks

like

Who has a LLM from USYD? Would like to know your experience. I am starting first semester 2023 as a full time student and working. I have heard from friends doing a LLM full time whilst working (not at USYD though) that it is achievable but very time consuming.

like

I have over 20,000 unread emails in my inbox.

likefunnyuplifting

Additional Posts in All things points

CSR 🐠 - is that true that if i rent a car, i dont need to buy their LDW because it’s covered by my CSR? I book my rent car using my CSR btw. thanks!

like

Is there a United status challenge?

like

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

like

Lyft pink is back for CSR, be sure to cancel auto renewal too

Post Photo
likehelpful

Can I use my United mileage plus explorer card to pay for my wife global entry fees ?

like

Can someone confirm if Marriott does not give complimentary breakfast with a points booking? Booked with 25k points and was told no complimentary breakfast..

like

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

like

Currently Platinum on Delta flying 3,000 miles a week but headed to b-school in the fall with an American hub. Worth switching to AA for the next few months or should I keep racking up Delta skymiles?

like

Places to stay in Chicago for a long weekend?

Looking for marriot, close by to food/nice areas to walk around if possible

like

Do you maintain a CSR/Amex Plat even as a traveling consultant (assuming you are using Corp amex green)?

like

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

like

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

like

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

like

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

like

Booked a JAL intnl flight on the American website but it doesn't seem to be crediting to Alaska, can this still be done?

like

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

like

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Amex Platinum or Chase Sapphire?

like

Best Hyatt in Hawaii (ideally Kona or Maui)?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal