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Did you contact student loans to stop taking it? If you haven’t then they keep taking until next financial year ( April) as they don’t reconcile in year then you have to get a refund. When you are one year out you are best to switch to direct debit rather than payroll and you avoid this. Payroll need to be informed by student loans themselves
This. They can switch you to direct debit, but you need to tell them well in advance!
Probably too late now - you are meant to switch to Direct Debit in the last year or so.