Join our newly created angel investing bowl to learn and discuss recent trends!!

https://joinfishbowl.com/bowl_9soh21792n

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Is it a bad idea to buy my first home given the current interest rates?!

Should I lower my contributions to my 401k and save up for a down payment faster? I want to start having multiple streams of income. Planning on getting a multi-family apartment but not living there since I want to buy a semi-cheaper house so it won’t be in a great area (Chicago). Has anybody done it and regretted buying a house as an investment?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

Anyone know good property managers in the Denver area?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

Just curious, has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Hi folks,
I have a question related to PF online account. If we move to a company that has PF trust, can we see the PF gathered from that company in the EPFO portal?
Can some one help me understand this?
Thanks in advance.

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Hi Fishes,

I have YOE : 9 yrs in Dynamics 365 and my current CTC is 28LPA.

I wish to get insight from the community whether the package is good or I lagging behind?

They should really poll the associates to seed ideas for holiday party locations...

Do people read Glassdoor reviews? I should have before starting here 🤦🏽‍♂️

I broke up with my EX mainly because the relationship with my child and her was not the best, it sucks but I have to look out for my child, So far I am able to do the things I can do now. It is not the I am not Hoeing around but the simply fact that I can hang out with friends and go watch my son play baseball is a great feeling now. I feel at peace now, in somewhat of pain because of the breakup but I am at peace now.

Been working at an agency my whole career and the breakneck speed of work stresses me out. Would love to hear about the day in the life of someone in-house. I can’t decide if I want to switch environments or just pivot my career away from marketing at this point.

I have several years of experience working at an SEO agency and two years of copywriting experience. I also have an MFA in creative writing.

Does anyone have tips on how to find freelance SEO writing projects? I like my job but would like to be able to take on extra projects here and there when I have time.

Applied for a position in PWC UK and status shows as 'interviewin' on workday. Does this mean I'm selected for an Interview, or that the position itself is now in the interviewing process.

Hi BCG fish! I just signed my offer letter to join starting next year in Brazil. Any tips on how to prepare? And who makes staffing decisions? I want to start networking with people globally to help me get staffed on projects related to my industries of interest.

Is relocating to Pune mandatory? Do they allow to work from Mumbai office?

I always thought of Oracle as the evil empire, but for real, what's it like working for them?

Found an attractive posting and I don't want to pass up something good over an opinion I formed as a high school linux geek.

Have opportunity to work in my firm’s London satellite office for about a year and a half, and then come back to NY headquarters. In good standing with firm and have M&A and capital markets experience. Did not start traveling abroad until my bar trip (did not grow up with the money for trips like that) and think it would be a good personal and professional experience. Any thoughts / advice?

Any paralegals here working at Nesenoff & Miltenberg LLP in Manhattan? How’s the culture, pay, and work and life balance?

Who else is going to return back to the office by October ?

Is it for all projects and locations?

I am a Sales Executive with over 16 years over experience with FedEx. During the Pandemic I took a risk and moved to a different industry. Unfortunately my new company was greatly impacted by the pandemic and on Thursday I lost my job due to downsizing.
I have a great track record of success and sales awards in every position I have held. I also have an MBA.
If anyone knows of any opportunities I would be grateful for the support!

How is Projects assigned to laterals in HCL?

Looking for a roommate in Miami to sign a lease with starting in January or February. Looking to sign a lease for a 2 bedroom/2 bathroom in a luxury building in Brickell, Downtown, Edgewater, or somewhere similar. I am clean, quiet, and respectful. I am a strategy and finance professional in my mid 20s (ex-McKinsey) who will be in the office 5 days a week. 

It’s official that after 7 years I am now single in my late 30s…. Moments of excitement and moments sadness come and go. 🥂

Does Slalom offer fertility coverage? (E.g. IVF)

Looking to do a career pivot into VC. Have 12+ years of B2B tech marketing experience with IBM, Google, Deloitte and a number of startups. Have skills in messaging, product launches, and sales and enjoy diving deep on my personal investments (all public companies beyond a few RSUs). Have an MBA in the back pocket too. Thoughts are to join as a marketing expert and learn unique VC investment philosophy. Any advice on how to break into the VC world? Just started networking/planning.

Anyone know of any VC funds hiring analysts or associates in Europe region - preferably UK/Nordic/Netherland countries.

Anyone have any impressions of Alumni Ventures Group (AVG)?

Are there any Infrastructure related VC funds that hire PhDs ? Thanks

Anyone who’s moved from consulting to VC, what are some of the ways you’ve made your application stand out? How much of securing the role was down to networking?

VC community - a recruiter (from an external agency) reached out to me in regards to a strategy position in the VC firm’s local office but I feel tremendously under-qualified as someone with less than a year of consulting experience. Do I have a chance to interview? How might I best demonstrate interest and competency?

Any fish 🐠 here work for a vc or firm that invests in early stage companies through seed funding, or series a etc... willing to chat with me and provide guidance on an opportunity I am exploring with a vc. I connected with a vc that has $1b under management and I am exploring a principal / venture partner level role with them. First time going through this process with a vc and would love some advice. 20 yoe, senior leader with FAANG. Thanks.

Any VCs hiring an analyst with consulting experience?

Hey! I have applied to an entry level investment associate in a venture capital firm in my country. As part of the process they will send me some real pitch decks and I will need to do 1-pager investment thesis for each one. I have never done that in the past. Can you please guide me? Is there a template or format I should use? Tips & things to be mindful of will be extremely helpful!

What are some of the best corporate ventures arms?

Anyone have success cold applying for VC roles and not in MBB? Just submitted an app last week and they should be reaching out this week, but I’m not sure how long to wait before giving up…

I am currently a year from finishing my PhD and was looking at VC's as a career path because I like to do meta-analysis of different climate change techs. I networked with VCs and one of them was receptive but didn't have the budget currently for a full time hire. They said they'd be interested in working with me to do a research paper over the coming semester, and was wondering if I could leverage this into a full time offer?

Is a white paper with a VC going to be attractive on my CV?

Anyone has experience in investing through Angellist?